Hamilton Insurance Group, Ltd. (HG)vsSiriuspoint Ltd (SPNT)
HG
Hamilton Insurance Group, Ltd.
$30.49
+4.70%
FINANCIAL SERVICES · Cap: $2.94B
SPNT
Siriuspoint Ltd
$21.72
+3.28%
FINANCIAL SERVICES · Cap: $2.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Siriuspoint Ltd generates 5% more annual revenue ($3.03B vs $2.89B). HG leads profitability with a 21.7% profit margin vs 16.5%. HG trades at a lower P/E of 4.9x. SPNT earns a higher WallStSmart Score of 72/100 (B).
HG
Strong Buy71
out of 100
Grade: B
SPNT
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 70.1% YoY
Conservative balance sheet, low leverage
Every $100 of equity generates 23 in profit
Keeps 22 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 67.3% YoY
Every $100 of equity generates 22 in profit
Areas to Watch
Revenue declined 2.2%
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 21.7% and operating margin at 29.1%.
Bull Case : SPNT
The strongest argument for SPNT centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 16.5% and operating margin at 18.0%.
Bear Case : HG
The primary concerns for HG are Revenue Growth, Altman Z-Score.
Bear Case : SPNT
The primary concerns for SPNT are Altman Z-Score.
Key Dynamics to Monitor
HG profiles as a declining stock while SPNT is a mature play — different risk/reward profiles.
HG carries more volatility with a beta of 0.70 — expect wider price swings.
SPNT is growing revenue faster at 6.5% — sustainability is the question.
SPNT generates stronger free cash flow (142M), providing more financial flexibility.
Bottom Line
SPNT scores higher overall (72/100 vs 71/100), backed by strong 16.5% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
Visit Website →Siriuspoint Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
SiriusPoint Ltd. offers specialized P&C reinsurance products to insurance and reinsurance companies around the world. The company is headquartered in Pembroke, Bermuda.
Visit Website →Compare with Other INSURANCE - REINSURANCE Stocks
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