Hamilton Insurance Group, Ltd. (HG)vsSiriuspoint Ltd (SPNT)
HG
Hamilton Insurance Group, Ltd.
$29.06
-1.36%
FINANCIAL SERVICES · Cap: $2.92B
SPNT
Siriuspoint Ltd
$21.51
+1.65%
FINANCIAL SERVICES · Cap: $2.48B
Smart Verdict
WallStSmart Research — data-driven comparison
Siriuspoint Ltd generates 2% more annual revenue ($2.98B vs $2.91B). HG leads profitability with a 19.8% profit margin vs 15.4%. HG trades at a lower P/E of 5.3x. HG earns a higher WallStSmart Score of 77/100 (B+).
HG
Strong Buy77
out of 100
Grade: B+
SPNT
Strong Buy72
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+88.3%
Fair Value
$259.74
Current Price
$29.06
$230.68 discount
Margin of Safety
+88.1%
Fair Value
$170.35
Current Price
$21.51
$148.84 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 33 in profit
Earnings expanding 433.3% YoY
Strong operational efficiency at 26.9%
Revenue surging 29.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 21 in profit
Conservative balance sheet, low leverage
19.4% revenue growth
Earnings expanding 26.5% YoY
Areas to Watch
Weak financial health signals
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 19.8% and operating margin at 26.9%. Revenue growth of 29.4% demonstrates continued momentum.
Bull Case : SPNT
The strongest argument for SPNT centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 15.4% and operating margin at 12.7%. Revenue growth of 19.4% demonstrates continued momentum.
Bear Case : HG
The primary concerns for HG are Piotroski F-Score.
Bear Case : SPNT
The primary concerns for SPNT are Free Cash Flow.
Key Dynamics to Monitor
SPNT carries more volatility with a beta of 0.67 — expect wider price swings.
HG is growing revenue faster at 29.4% — sustainability is the question.
HG generates stronger free cash flow (293M), providing more financial flexibility.
Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HG scores higher overall (77/100 vs 72/100), backed by strong 19.8% margins and 29.4% revenue growth. SPNT offers better value entry with a 88.1% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
Visit Website →Siriuspoint Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
SiriusPoint Ltd. offers specialized P&C reinsurance products to insurance and reinsurance companies around the world. The company is headquartered in Pembroke, Bermuda.
Visit Website →Compare with Other INSURANCE - REINSURANCE Stocks
Want to dig deeper into these stocks?