WallStSmart

Greenlight Capital Re Ltd (GLRE)vsHamilton Insurance Group, Ltd. (HG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hamilton Insurance Group, Ltd. generates 304% more annual revenue ($2.91B vs $721.31M). HG leads profitability with a 19.8% profit margin vs 10.4%. HG trades at a lower P/E of 5.3x. HG earns a higher WallStSmart Score of 77/100 (B+).

GLRE

Strong Buy

70

out of 100

Grade: B-

Growth: 6.7Profit: 6.0Value: 8.7Quality: 6.8
Piotroski: 6/9

HG

Strong Buy

77

out of 100

Grade: B+

Growth: 9.3Profit: 8.5Value: 8.3Quality: 4.8
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GLREUndervalued (+5.6%)

Margin of Safety

+5.6%

Fair Value

$14.76

Current Price

$17.06

$2.30 discount

UndervaluedFair: $14.76Overvalued
HGUndervalued (+88.3%)

Margin of Safety

+88.3%

Fair Value

$259.74

Current Price

$29.06

$230.68 discount

UndervaluedFair: $259.74Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GLRE5 strengths · Avg: 9.6/10
P/E RatioValuation
7.4x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
39.7%10/10

Revenue surging 39.7% year-over-year

Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Operating MarginProfitability
24.3%8/10

Strong operational efficiency at 24.3%

HG6 strengths · Avg: 9.3/10
P/E RatioValuation
5.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Return on EquityProfitability
32.6%10/10

Every $100 of equity generates 33 in profit

EPS GrowthGrowth
433.3%10/10

Earnings expanding 433.3% YoY

Operating MarginProfitability
26.9%8/10

Strong operational efficiency at 26.9%

Revenue GrowthGrowth
29.4%8/10

Revenue surging 29.4% year-over-year

Areas to Watch

GLRE3 concerns · Avg: 3.0/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

Market CapQuality
$546.83M3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-95.8%2/10

Earnings declined 95.8%

HG1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : GLRE

The strongest argument for GLRE centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 39.7% demonstrates continued momentum.

Bull Case : HG

The strongest argument for HG centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 19.8% and operating margin at 26.9%. Revenue growth of 29.4% demonstrates continued momentum.

Bear Case : GLRE

The primary concerns for GLRE are PEG Ratio, Market Cap, EPS Growth.

Bear Case : HG

The primary concerns for HG are Piotroski F-Score.

Key Dynamics to Monitor

HG carries more volatility with a beta of 0.55 — expect wider price swings.

GLRE is growing revenue faster at 39.7% — sustainability is the question.

HG generates stronger free cash flow (293M), providing more financial flexibility.

Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HG scores higher overall (77/100 vs 70/100), backed by strong 19.8% margins and 29.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Greenlight Capital Re Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Greenlight Capital Re, Ltd., is a worldwide property and casualty reinsurance company. The company is headquartered in Grand Cayman, the Cayman Islands.

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Hamilton Insurance Group, Ltd.

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.

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