WallStSmart

Greenlight Capital Re Ltd (GLRE)vsHamilton Insurance Group, Ltd. (HG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hamilton Insurance Group, Ltd. generates 309% more annual revenue ($2.89B vs $706.93M). HG leads profitability with a 21.7% profit margin vs 11.5%. HG trades at a lower P/E of 4.9x. HG earns a higher WallStSmart Score of 71/100 (B).

GLRE

Strong Buy

68

out of 100

Grade: B-

Growth: 6.0Profit: 6.0Value: 6.3Quality: 5.8
Piotroski: 4/9

HG

Strong Buy

71

out of 100

Grade: B

Growth: 7.3Profit: 8.0Value: 6.7Quality: 5.8
Piotroski: 5/9Altman Z: 0.77

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GLRE5 strengths · Avg: 9.2/10
P/E RatioValuation
6.6x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Operating MarginProfitability
21.0%8/10

Strong operational efficiency at 21.0%

EPS GrowthGrowth
22.1%8/10

Earnings expanding 22.1% YoY

HG6 strengths · Avg: 9.7/10
P/E RatioValuation
4.9x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

EPS GrowthGrowth
70.1%10/10

Earnings expanding 70.1% YoY

Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Return on EquityProfitability
23.1%9/10

Every $100 of equity generates 23 in profit

Profit MarginProfitability
21.7%9/10

Keeps 22 of every $100 in revenue as profit

Areas to Watch

GLRE3 concerns · Avg: 3.0/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

Market CapQuality
$515.08M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-6.9%2/10

Revenue declined 6.9%

HG2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-2.2%2/10

Revenue declined 2.2%

Altman Z-ScoreHealth
0.772/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : GLRE

The strongest argument for GLRE centers on P/E Ratio, Price/Book, Debt/Equity.

Bull Case : HG

The strongest argument for HG centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 21.7% and operating margin at 29.1%.

Bear Case : GLRE

The primary concerns for GLRE are PEG Ratio, Market Cap, Revenue Growth.

Bear Case : HG

The primary concerns for HG are Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

HG carries more volatility with a beta of 0.70 — expect wider price swings.

HG is growing revenue faster at -2.2% — sustainability is the question.

HG generates stronger free cash flow (101M), providing more financial flexibility.

Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HG scores higher overall (71/100 vs 68/100), backed by strong 21.7% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Greenlight Capital Re Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Greenlight Capital Re, Ltd., is a worldwide property and casualty reinsurance company. The company is headquartered in Grand Cayman, the Cayman Islands.

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Hamilton Insurance Group, Ltd.

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.

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