Renaissancere Holdings Ltd (RNR)vsSiriuspoint Ltd (SPNT)
RNR
Renaissancere Holdings Ltd
$324.99
-0.47%
FINANCIAL SERVICES · Cap: $13.43B
SPNT
Siriuspoint Ltd
$24.20
-0.66%
FINANCIAL SERVICES · Cap: $2.84B
Smart Verdict
WallStSmart Research — data-driven comparison
Renaissancere Holdings Ltd generates 272% more annual revenue ($11.17B vs $3.00B). RNR leads profitability with a 23.6% profit margin vs 16.9%. RNR trades at a lower P/E of 5.6x. RNR earns a higher WallStSmart Score of 65/100 (B-).
RNR
Strong Buy65
out of 100
Grade: B-
SPNT
Buy62
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 41.7%
Every $100 of equity generates 22 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 22 in profit
Areas to Watch
Grey zone — moderate risk
Expensive relative to growth rate
Revenue declined 13.2%
Earnings declined 10.0%
Revenue declined 0.5%
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RNR
The strongest argument for RNR centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 23.6% and operating margin at 41.7%.
Bull Case : SPNT
The strongest argument for SPNT centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 16.9% and operating margin at 13.6%.
Bear Case : RNR
The primary concerns for RNR are Altman Z-Score, PEG Ratio, Revenue Growth.
Bear Case : SPNT
The primary concerns for SPNT are Revenue Growth, Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
SPNT carries more volatility with a beta of 0.61 — expect wider price swings.
SPNT is growing revenue faster at -0.5% — sustainability is the question.
RNR generates stronger free cash flow (852M), providing more financial flexibility.
Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
RNR scores higher overall (65/100 vs 62/100), backed by strong 23.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Renaissancere Holdings Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
RenaissanceRe Holdings Ltd. provides insurance and reinsurance products in the United States and internationally. The company is headquartered in Pembroke, Bermuda.
Siriuspoint Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
SiriusPoint Ltd. offers specialized P&C reinsurance products to insurance and reinsurance companies around the world. The company is headquartered in Pembroke, Bermuda.
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