Renaissancere Holdings Ltd (RNR)vsSiriuspoint Ltd (SPNT)
RNR
Renaissancere Holdings Ltd
$288.48
+3.87%
FINANCIAL SERVICES · Cap: $12.83B
SPNT
Siriuspoint Ltd
$21.72
+3.28%
FINANCIAL SERVICES · Cap: $2.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Renaissancere Holdings Ltd generates 282% more annual revenue ($11.59B vs $3.03B). RNR leads profitability with a 24.2% profit margin vs 16.5%. RNR trades at a lower P/E of 5.1x. RNR earns a higher WallStSmart Score of 73/100 (B).
RNR
Strong Buy73
out of 100
Grade: B
SPNT
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 100.9% YoY
Every $100 of equity generates 24 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 67.3% YoY
Every $100 of equity generates 22 in profit
Areas to Watch
Grey zone — moderate risk
Expensive relative to growth rate
Revenue declined 36.6%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RNR
The strongest argument for RNR centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.2% and operating margin at 26.8%.
Bull Case : SPNT
The strongest argument for SPNT centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 16.5% and operating margin at 18.0%.
Bear Case : RNR
The primary concerns for RNR are Altman Z-Score, PEG Ratio, Revenue Growth.
Bear Case : SPNT
The primary concerns for SPNT are Altman Z-Score.
Key Dynamics to Monitor
RNR profiles as a declining stock while SPNT is a mature play — different risk/reward profiles.
SPNT carries more volatility with a beta of 0.62 — expect wider price swings.
SPNT is growing revenue faster at 6.5% — sustainability is the question.
RNR generates stronger free cash flow (688M), providing more financial flexibility.
Bottom Line
RNR scores higher overall (73/100 vs 72/100), backed by strong 24.2% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Renaissancere Holdings Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
RenaissanceRe Holdings Ltd. provides insurance and reinsurance products in the United States and internationally. The company is headquartered in Pembroke, Bermuda.
Siriuspoint Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
SiriusPoint Ltd. offers specialized P&C reinsurance products to insurance and reinsurance companies around the world. The company is headquartered in Pembroke, Bermuda.
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