Kestrel Group, Ltd. (KG)vsSiriuspoint Ltd (SPNT)
KG
Kestrel Group, Ltd.
$10.97
-0.41%
FINANCIAL SERVICES · Cap: $76.26M
SPNT
Siriuspoint Ltd
$21.51
+1.65%
FINANCIAL SERVICES · Cap: $2.48B
Smart Verdict
WallStSmart Research — data-driven comparison
Siriuspoint Ltd generates 8660% more annual revenue ($2.98B vs $34.05M). KG leads profitability with a 137.2% profit margin vs 15.4%. KG trades at a lower P/E of 1.1x. SPNT earns a higher WallStSmart Score of 72/100 (B).
KG
Buy62
out of 100
Grade: C+
SPNT
Strong Buy72
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+79.7%
Fair Value
$59.36
Current Price
$10.96
$48.39 discount
Margin of Safety
+88.1%
Fair Value
$170.35
Current Price
$21.51
$148.84 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 75 in profit
Keeps 137 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 21 in profit
Conservative balance sheet, low leverage
19.4% revenue growth
Earnings expanding 26.5% YoY
Areas to Watch
0.0% earnings growth
Smaller company, higher risk/reward
Elevated debt levels
Negative free cash flow — burning cash
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : KG
The strongest argument for KG centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 137.2% and operating margin at -28.7%.
Bull Case : SPNT
The strongest argument for SPNT centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 15.4% and operating margin at 12.7%. Revenue growth of 19.4% demonstrates continued momentum.
Bear Case : KG
The primary concerns for KG are EPS Growth, Market Cap, Debt/Equity.
Bear Case : SPNT
The primary concerns for SPNT are Free Cash Flow.
Key Dynamics to Monitor
KG profiles as a mature stock while SPNT is a growth play — different risk/reward profiles.
SPNT is growing revenue faster at 19.4% — sustainability is the question.
SPNT generates stronger free cash flow (-28M), providing more financial flexibility.
Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
SPNT scores higher overall (72/100 vs 62/100), backed by strong 15.4% margins and 19.4% revenue growth. KG offers better value entry with a 79.7% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Kestrel Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Kestrel Group Ltd engages in providing fronting services to insurance program managers, MGAs, reinsurers, and reinsurance brokers. The company is headquartered in Hamilton, Bermuda.
Visit Website →Siriuspoint Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
SiriusPoint Ltd. offers specialized P&C reinsurance products to insurance and reinsurance companies around the world. The company is headquartered in Pembroke, Bermuda.
Visit Website →Compare with Other INSURANCE - REINSURANCE Stocks
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