WallStSmart

Greenlight Capital Re Ltd (GLRE)vsSiriuspoint Ltd (SPNT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Siriuspoint Ltd generates 334% more annual revenue ($3.00B vs $691.13M). SPNT leads profitability with a 16.9% profit margin vs 7.4%. SPNT trades at a lower P/E of 6.0x. SPNT earns a higher WallStSmart Score of 62/100 (C+).

GLRE

Buy

56

out of 100

Grade: C

Growth: 6.0Profit: 3.5Value: 6.3Quality: 6.3
Piotroski: 4/9

SPNT

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 6.5Value: 6.7Quality: 5.5
Piotroski: 6/9Altman Z: 1.00

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GLRE4 strengths · Avg: 9.5/10
P/E RatioValuation
10.2x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
22.1%8/10

Earnings expanding 22.1% YoY

SPNT3 strengths · Avg: 9.7/10
P/E RatioValuation
6.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Return on EquityProfitability
21.7%9/10

Every $100 of equity generates 22 in profit

Areas to Watch

GLRE4 concerns · Avg: 3.3/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

Market CapQuality
$498.11M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

Profit MarginProfitability
7.4%3/10

7.4% margin — thin

SPNT3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-0.5%2/10

Revenue declined 0.5%

Free Cash FlowQuality
$-27.20M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.002/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : GLRE

The strongest argument for GLRE centers on P/E Ratio, Price/Book, Debt/Equity.

Bull Case : SPNT

The strongest argument for SPNT centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 16.9% and operating margin at 13.6%.

Bear Case : GLRE

The primary concerns for GLRE are PEG Ratio, Market Cap, Return on Equity.

Bear Case : SPNT

The primary concerns for SPNT are Revenue Growth, Free Cash Flow, Altman Z-Score.

Key Dynamics to Monitor

GLRE profiles as a value stock while SPNT is a declining play — different risk/reward profiles.

SPNT carries more volatility with a beta of 0.61 — expect wider price swings.

SPNT is growing revenue faster at -0.5% — sustainability is the question.

GLRE generates stronger free cash flow (31M), providing more financial flexibility.

Bottom Line

SPNT scores higher overall (62/100 vs 56/100), backed by strong 16.9% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Greenlight Capital Re Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Greenlight Capital Re, Ltd., is a worldwide property and casualty reinsurance company. The company is headquartered in Grand Cayman, the Cayman Islands.

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Siriuspoint Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

SiriusPoint Ltd. offers specialized P&C reinsurance products to insurance and reinsurance companies around the world. The company is headquartered in Pembroke, Bermuda.

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