Reinsurance Group of America (RGA)vsSiriuspoint Ltd (SPNT)
RGA
Reinsurance Group of America
$204.96
+3.53%
FINANCIAL SERVICES · Cap: $13.79B
SPNT
Siriuspoint Ltd
$21.72
+3.28%
FINANCIAL SERVICES · Cap: $2.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Reinsurance Group of America generates 723% more annual revenue ($24.93B vs $3.03B). SPNT leads profitability with a 16.5% profit margin vs 4.9%. SPNT trades at a lower P/E of 5.9x. SPNT earns a higher WallStSmart Score of 72/100 (B).
RGA
Strong Buy66
out of 100
Grade: B-
SPNT
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 23.5% year-over-year
Generating 2.9B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 67.3% YoY
Every $100 of equity generates 22 in profit
Areas to Watch
4.9% margin — thin
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RGA
The strongest argument for RGA centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 23.5% demonstrates continued momentum. PEG of 1.14 suggests the stock is reasonably priced for its growth.
Bull Case : SPNT
The strongest argument for SPNT centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 16.5% and operating margin at 18.0%.
Bear Case : RGA
The primary concerns for RGA are Profit Margin. Thin 4.9% margins leave little buffer for downturns.
Bear Case : SPNT
The primary concerns for SPNT are Altman Z-Score.
Key Dynamics to Monitor
RGA profiles as a growth stock while SPNT is a mature play — different risk/reward profiles.
SPNT carries more volatility with a beta of 0.62 — expect wider price swings.
RGA is growing revenue faster at 23.5% — sustainability is the question.
RGA generates stronger free cash flow (2.9B), providing more financial flexibility.
Bottom Line
SPNT scores higher overall (72/100 vs 66/100), backed by strong 16.5% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Reinsurance Group of America
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Reinsurance Group of America, Incorporated is in the reinsurance business. The company is headquartered in Chesterfield, Missouri.
Visit Website →Siriuspoint Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
SiriusPoint Ltd. offers specialized P&C reinsurance products to insurance and reinsurance companies around the world. The company is headquartered in Pembroke, Bermuda.
Visit Website →Compare with Other INSURANCE - REINSURANCE Stocks
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