Hamilton Insurance Group, Ltd. (HG)vsReinsurance Group of America (RGA)
HG
Hamilton Insurance Group, Ltd.
$34.85
-0.14%
FINANCIAL SERVICES · Cap: $3.39B
RGA
Reinsurance Group of America
$248.72
+0.51%
FINANCIAL SERVICES · Cap: $16.14B
Smart Verdict
WallStSmart Research — data-driven comparison
Reinsurance Group of America generates 768% more annual revenue ($25.97B vs $2.99B). HG leads profitability with a 19.6% profit margin vs 5.8%. HG trades at a lower P/E of 6.0x. RGA earns a higher WallStSmart Score of 74/100 (B).
HG
Strong Buy67
out of 100
Grade: B-
RGA
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.4%
Conservative balance sheet, low leverage
Every $100 of equity generates 23 in profit
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 159.6% YoY
18.5% revenue growth
Areas to Watch
Earnings declined 20.7%
Distress zone — elevated risk
5.8% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 19.6% and operating margin at 31.4%. Revenue growth of 13.0% demonstrates continued momentum.
Bull Case : RGA
The strongest argument for RGA centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 18.5% demonstrates continued momentum. PEG of 1.14 suggests the stock is reasonably priced for its growth.
Bear Case : HG
The primary concerns for HG are EPS Growth, Altman Z-Score.
Bear Case : RGA
The primary concerns for RGA are Profit Margin.
Key Dynamics to Monitor
HG profiles as a mature stock while RGA is a growth play — different risk/reward profiles.
RGA carries more volatility with a beta of 0.46 — expect wider price swings.
RGA is growing revenue faster at 18.5% — sustainability is the question.
RGA generates stronger free cash flow (484M), providing more financial flexibility.
Bottom Line
RGA scores higher overall (74/100 vs 67/100) and 18.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
Visit Website →Reinsurance Group of America
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Reinsurance Group of America, Incorporated is in the reinsurance business. The company is headquartered in Chesterfield, Missouri.
Visit Website →Compare with Other INSURANCE - REINSURANCE Stocks
Want to dig deeper into these stocks?