WallStSmart

Everest Group Ltd (EG)vsHamilton Insurance Group, Ltd. (HG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Everest Group Ltd generates 499% more annual revenue ($17.34B vs $2.89B). HG leads profitability with a 21.7% profit margin vs 11.7%. HG trades at a lower P/E of 4.9x. EG earns a higher WallStSmart Score of 78/100 (B+).

EG

Strong Buy

78

out of 100

Grade: B+

Growth: 6.7Profit: 6.0Value: 7.7Quality: 5.8
Piotroski: 4/9

HG

Strong Buy

71

out of 100

Grade: B

Growth: 7.3Profit: 8.0Value: 6.7Quality: 5.8
Piotroski: 5/9Altman Z: 0.77

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EG6 strengths · Avg: 9.2/10
P/E RatioValuation
6.9x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

EPS GrowthGrowth
230.7%10/10

Earnings expanding 230.7% YoY

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.978/10

Growing faster than its price suggests

Operating MarginProfitability
20.2%8/10

Strong operational efficiency at 20.2%

HG6 strengths · Avg: 9.7/10
P/E RatioValuation
4.9x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

EPS GrowthGrowth
70.1%10/10

Earnings expanding 70.1% YoY

Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Return on EquityProfitability
23.1%9/10

Every $100 of equity generates 23 in profit

Profit MarginProfitability
21.7%9/10

Keeps 22 of every $100 in revenue as profit

Areas to Watch

EG1 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-4.7%2/10

Revenue declined 4.7%

HG2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-2.2%2/10

Revenue declined 2.2%

Altman Z-ScoreHealth
0.772/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : EG

The strongest argument for EG centers on P/E Ratio, Price/Book, EPS Growth. PEG of 0.97 suggests the stock is reasonably priced for its growth.

Bull Case : HG

The strongest argument for HG centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 21.7% and operating margin at 29.1%.

Bear Case : EG

The primary concerns for EG are Revenue Growth.

Bear Case : HG

The primary concerns for HG are Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

HG carries more volatility with a beta of 0.70 — expect wider price swings.

HG is growing revenue faster at -2.2% — sustainability is the question.

EG generates stronger free cash flow (649M), providing more financial flexibility.

Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

EG scores higher overall (78/100 vs 71/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Everest Group Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Everest Group, Ltd., provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company is headquartered in Hamilton, Bermuda.

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Hamilton Insurance Group, Ltd.

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.

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