WallStSmart

Everest Group Ltd (EG)vsHamilton Insurance Group, Ltd. (HG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Everest Group Ltd generates 462% more annual revenue ($16.82B vs $2.99B). HG leads profitability with a 19.6% profit margin vs 11.4%. HG trades at a lower P/E of 6.0x. HG earns a higher WallStSmart Score of 67/100 (B-).

EG

Strong Buy

66

out of 100

Grade: B-

Growth: 4.0Profit: 6.0Value: 7.7Quality: 5.8
Piotroski: 4/9

HG

Strong Buy

67

out of 100

Grade: B-

Growth: 6.0Profit: 8.0Value: 6.7Quality: 5.8
Piotroski: 5/9Altman Z: 0.77

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EG4 strengths · Avg: 9.3/10
P/E RatioValuation
8.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.978/10

Growing faster than its price suggests

HG5 strengths · Avg: 9.8/10
P/E RatioValuation
6.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
31.4%10/10

Strong operational efficiency at 31.4%

Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Return on EquityProfitability
23.1%9/10

Every $100 of equity generates 23 in profit

Areas to Watch

EG2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-11.3%2/10

Revenue declined 11.3%

EPS GrowthGrowth
-11.5%2/10

Earnings declined 11.5%

HG2 concerns · Avg: 2.0/10
EPS GrowthGrowth
-20.7%2/10

Earnings declined 20.7%

Altman Z-ScoreHealth
0.772/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : EG

The strongest argument for EG centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.97 suggests the stock is reasonably priced for its growth.

Bull Case : HG

The strongest argument for HG centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 19.6% and operating margin at 31.4%. Revenue growth of 13.0% demonstrates continued momentum.

Bear Case : EG

The primary concerns for EG are Revenue Growth, EPS Growth.

Bear Case : HG

The primary concerns for HG are EPS Growth, Altman Z-Score.

Key Dynamics to Monitor

EG profiles as a declining stock while HG is a mature play — different risk/reward profiles.

HG carries more volatility with a beta of 0.42 — expect wider price swings.

HG is growing revenue faster at 13.0% — sustainability is the question.

EG generates stronger free cash flow (290M), providing more financial flexibility.

Bottom Line

HG scores higher overall (67/100 vs 66/100), backed by strong 19.6% margins and 13.0% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Everest Group Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Everest Group, Ltd., provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company is headquartered in Hamilton, Bermuda.

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Hamilton Insurance Group, Ltd.

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.

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