Hamilton Insurance Group, Ltd. (HG)vsKestrel Group, Ltd. (KG)
HG
Hamilton Insurance Group, Ltd.
$30.49
+4.70%
FINANCIAL SERVICES · Cap: $2.94B
KG
Kestrel Group, Ltd.
$11.46
-2.05%
FINANCIAL SERVICES · Cap: $93.34M
Smart Verdict
WallStSmart Research — data-driven comparison
Hamilton Insurance Group, Ltd. generates 6569% more annual revenue ($2.89B vs $43.40M). KG leads profitability with a 91.4% profit margin vs 21.7%. KG trades at a lower P/E of 2.2x. HG earns a higher WallStSmart Score of 71/100 (B).
HG
Strong Buy71
out of 100
Grade: B
KG
Buy62
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 70.1% YoY
Conservative balance sheet, low leverage
Every $100 of equity generates 23 in profit
Keeps 22 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 33 in profit
Keeps 91 of every $100 in revenue as profit
Revenue surging 1112.0% year-over-year
Areas to Watch
Revenue declined 2.2%
Distress zone — elevated risk
0.0% earnings growth
Smaller company, higher risk/reward
Elevated debt levels
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : HG
The strongest argument for HG centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 21.7% and operating margin at 29.1%.
Bull Case : KG
The strongest argument for KG centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 91.4% and operating margin at -44.9%. Revenue growth of 1112.0% demonstrates continued momentum.
Bear Case : HG
The primary concerns for HG are Revenue Growth, Altman Z-Score.
Bear Case : KG
The primary concerns for KG are EPS Growth, Market Cap, Debt/Equity.
Key Dynamics to Monitor
HG profiles as a declining stock while KG is a growth play — different risk/reward profiles.
KG is growing revenue faster at 1112.0% — sustainability is the question.
HG generates stronger free cash flow (101M), providing more financial flexibility.
Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HG scores higher overall (71/100 vs 62/100), backed by strong 21.7% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hamilton Insurance Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Hamilton Insurance Group, Ltd., engages in underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company is headquartered in Pembroke, Bermuda with additional locations in Dublin, Ireland; London, United Kingdom; Miami, Florida; New York, New York; and Glen Allen, Virginia.
Visit Website →Kestrel Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Kestrel Group Ltd engages in providing fronting services to insurance program managers, MGAs, reinsurers, and reinsurance brokers. The company is headquartered in Hamilton, Bermuda.
Visit Website →Compare with Other INSURANCE - REINSURANCE Stocks
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