What is OppFi Inc (OPFI) stock price today?

OppFi Inc (OPFI) currently trades at $9.51 per share. The stock has a market capitalization of $818.93M and a P/E ratio of 9.61x.

Is OPFI stock a buy, sell, or hold in 2026?

Based on WallStSmart's proprietary analysis, OppFi Inc has a Smart Value Score of 62/100 (Grade C+), resulting in a "Hold" investment rating. The Piotroski F-Score is 5/9 and Altman Z-Score is 3.11.

What is the OPFI stock price target for 2026?

WallStSmart's 12-month price target for OppFi Inc is $9.64.

What is OppFi Inc's revenue and earnings?

OppFi Inc has trailing twelve-month (TTM) revenue of $341.81M with profit margins of 7.70%. Earnings per share (EPS) is $0.99.

Is OppFi Inc financially healthy?

OppFi Inc's Piotroski F-Score is 5/9 (moderate financial health). The Altman Z-Score of 3.11 places it in the safe zone.

OPFI

OppFi Inc

NYSE: OPFI · FINANCIAL SERVICES · CREDIT SERVICES

$9.51

+0.00% today

Updated 2026-05-01

Market cap

$818.93M

P/E ratio

9.61

P/S ratio

2.40x

EPS (TTM)

$0.99

Dividend yield

—

52W range

$7 – $15

Volume

0.5M

Market cap

$818.93M

P/E ratio

9.61

P/S ratio

2.40x

EPS (TTM)

$0.99

Dividend yield

—

52W range

$7 – $15

Volume

0.5M

WallStSmart proprietary scores

out of 100

Grade: C+

Hold

Investment rating

7.3

Growth

B+

7.0

Quality

B+

8.5

Profitability

6.7

Valuation

5/9

Piotroski F-Score

Moderate

3.1

Altman Z-Score

Safe zone

—

Industry rank

—

View all highly rated stocks (75+) →205 stocks currently score above 75

Price targets

Analyst target

$13.33

+40.17%

12-Month target

$9.64

+1.37%

Intrinsic (DCF)

—

Margin of safety

—

1 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths

+ Altman Z 3.11 — safe zone

+ ROE 53.90% — strong efficiency

+ Free cash flow $116.84M — positive

Risks

- Debt/equity 6.73x — high leverage

Key financials

Revenue Net Income Free Cash Flow

Metric	2022	2023	2024	2025	TTM
Revenue	$452.86M	$508.95M	$525.96M	$597.05M	$341.81M
Net income	$7.10M	$-1.00M	$7.26M	$26.33M	$16.85M
EPS	—	—	—	—	$0.99
Free cash flow	$230.05M	$287.15M	$310.80M	$382.19M	$116.84M
Profit margin	1.57%	-0.20%	1.38%	4.41%	7.70%

Peer comparison

Company	Mkt Cap	Score	Growth	Profit	Value	Quality	MoS	Rating
OPFI	$818.93M	62	7.3	8.5	6.7	7.0	—	Buy
BRK-B	$1.03T	54	3.3	7.5	5.0	8.0	—	Buy
BRK-A	$1.02T	51	3.3	7.5	5.0	8.0	—	Buy
JPM	$828.64B	73	8.0	8.0	5.7	5.5	—	Strong Buy
V	$636.99B	68	7.3	10.0	5.0	5.5	—	Strong Buy
MA	$444.77B	70	8.0	10.0	4.3	6.0	—	Strong Buy

Smart narrative

OppFi Inc trades at $9.51. representing a P/E of 9.61x trailing earnings. Our Smart Value Score of 62/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 3.11, it sits in the safe zone. TTM revenue stands at $341.81M. with profit margins at 7.70%.

Frequently asked questions

What is OppFi Inc's stock price?

OppFi Inc (OPFI) trades at $9.51.

Is OppFi Inc overvalued?

Smart Value Score 62/100 (Grade C+, Hold).

What is the price target of OppFi Inc (OPFI)?

The analyst target price is $13.33, representing +40.2% upside from the current price of $9.51.

What is the future stock price of OPFI by 2030?

Our revenue-driven model estimates OppFi Inc could reach $13.78 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.

What is OppFi Inc's revenue?

TTM revenue is $341.81M.

Piotroski F-Score?

5/9 — moderate financial health.

Altman Z-Score?

3.11 — safe zone.

Company info

SectorFINANCIAL SERVICES

IndustryCREDIT SERVICES

CountryUSA

ExchangeNYSE

CurrencyUSD

Quick metrics

P/S ratio2.40x

ROE53.90%

Beta1.80

50D MA$8.55

200D MA$9.85

Shares out0.03B

Float0.02B

Short ratio—

Avg volume0.5M

Performance

1 week+8.93%

1 month+26.46%

3 months-0.11%

YTD-9.08%

1 year—

3 years—

5 years—

Compare

OPFI vs BRK-B →OPFI vs BRK-A →OPFI vs JPM →Stock screener →