Berkshire Hathaway Inc (BRK-A)vsOppFi Inc (OPFI)
BRK-A
Berkshire Hathaway Inc
$764,000.01
-1.42%
FINANCIAL SERVICES · Cap: $1.11T
OPFI
OppFi Inc
$6.86
+4.10%
FINANCIAL SERVICES · Cap: $1.35B
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 110297% more annual revenue ($375.39B vs $340.04M). OPFI leads profitability with a 19.4% profit margin vs 19.3%. OPFI trades at a lower P/E of 4.6x. BRK-A earns a higher WallStSmart Score of 61/100 (C+).
BRK-A
Buy61
out of 100
Grade: C+
OPFI
Buy55
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Earnings expanding 119.6% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 5.6B in free cash flow
Attractively priced relative to earnings
Every $100 of equity generates 87 in profit
Strong operational efficiency at 44.9%
Earnings expanding 266.4% YoY
Reasonable price relative to book value
Areas to Watch
4.4% revenue growth
Expensive relative to growth rate
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 2.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, EPS Growth, P/E Ratio. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bull Case : OPFI
The strongest argument for OPFI centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 19.4% and operating margin at 44.9%.
Bear Case : BRK-A
The primary concerns for BRK-A are Revenue Growth, PEG Ratio.
Bear Case : OPFI
The primary concerns for OPFI are Market Cap, Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
BRK-A profiles as a value stock while OPFI is a declining play — different risk/reward profiles.
OPFI carries more volatility with a beta of 1.82 — expect wider price swings.
BRK-A is growing revenue faster at 4.4% — sustainability is the question.
BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.
Bottom Line
BRK-A scores higher overall (61/100 vs 55/100), backed by strong 19.3% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →OppFi Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
OppFi Inc. is a leading financial technology company specializing in innovative consumer lending solutions for the underbanked population. Utilizing its proprietary platform and advanced data analytics, OppFi delivers fair and transparent loan products that emphasize responsible lending through precise credit assessments driven by machine learning. The company's strong commitment to improving financial accessibility, combined with its focus on growth within the dynamic fintech sector, positions it well for future expansion and enhances its competitive edge in a rapidly evolving market. As a publicly traded firm, OppFi is poised to capitalize on emerging opportunities while maintaining its mission of empowering customers through tailored financial solutions.
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