OPFI
OppFi Inc
NYSE: OPFI · FINANCIAL SERVICES · CREDIT SERVICES
$9.51
+0.00% today
Updated 2026-05-01
Market cap
$818.93M
P/E ratio
9.61
P/S ratio
2.40x
EPS (TTM)
$0.99
Dividend yield
—
52W range
$7 – $15
Volume
0.5M
OppFi Inc (OPFI) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $54.38M | $107.30M | $291.01M | $350.57M | $452.86M | $508.95M | $525.96M | $597.05M |
| Revenue growth (YoY) | — | +97.3% | +171.2% | +20.5% | +29.2% | +12.4% | +3.3% | +13.5% |
| Cost of revenue | — | $23.68M | $44.20M | $89.17M | $95.14M | $107.43M | $105.18M | $29.34M |
| Gross profit | $54.38M | $107.30M | $246.82M | $261.40M | $357.72M | $401.52M | $420.78M | $567.71M |
| Gross margin | 100.0% | 100.0% | 84.8% | 74.6% | 79.0% | 78.9% | 80.0% | 95.1% |
| R&D | $4.90M | $8.38M | $13.62M | $19.36M | $25.75M | $24.54M | $21.17M | — |
| SG&A | $9.11M | $17.99M | $19.47M | $36.48M | $29.25M | $36.10M | $40.66M | $36.69M |
| Operating income | $20.76M | $32.99M | $77.52M | $57.26M | $-6.34M | $46.35M | $94.54M | $193.25M |
| Operating margin | 38.2% | 30.8% | 26.6% | 16.3% | -1.4% | 9.1% | 18.0% | 32.4% |
| EBITDA | $-11.03M | $57.93M | $103.53M | $100.53M | $244.77M | $290.51M | $308.60M | $200.66M |
| EBITDA margin | -20.3% | 54.0% | 35.6% | 28.7% | 54.0% | 57.1% | 58.7% | 33.6% |
| EBIT | $9.73M | $53.65M | $96.80M | $90.24M | $231.19M | $277.77M | $298.98M | $195.50M |
| Interest expense | $11.98M | $20.65M | $19.28M | $137000.00 | $35.16M | $46.75M | $182.23M | $39.37M |
| Income tax | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $9.73M | $32.99M | $77.52M | $25.55M | $7.10M | $-1.00M | $7.26M | $26.33M |
| Net income growth (YoY) | — | +239.0% | +134.9% | -67.0% | -72.2% | -114.2% | +822.2% | +262.8% |
| Profit margin | 17.9% | 30.8% | 26.6% | 7.3% | 1.6% | -0.2% | 1.4% | 4.4% |