WallStSmart
MA

Mastercard Inc

NYSE: MA · FINANCIAL SERVICES · CREDIT SERVICES

$565.73
-0.36% today

Updated 2026-09-17

Market cap
$498.62B
P/E ratio
31.27
P/S ratio
14.21x
EPS (TTM)
$18.20
Dividend yield
0.60%
52W range
$464 – $601
Volume
2.8M

WallStSmart proprietary scores

72
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+
5.5
Quality
C+
10.0
Profitability
A+
5.0
Valuation
C+
5/9
Piotroski F-Score
Moderate
4.1
Altman Z-Score
Safe zone
Industry rank
View all highly rated stocks (75+) →253 stocks currently score above 75

Price targets

Analyst target
$656.00
+15.96%
12-Month target
$496.50
-12.24%
Intrinsic (DCF)
Margin of safety
9 Strong Buy28 Buy3 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Altman Z 4.10 — safe zone
+ Profit margin 46.30% — above average
+ ROE 289.73% — strong efficiency
+ Free cash flow $3.29B — positive
+ Revenue growth 14.10% QoQ
Risks
- Debt/equity 4.39x — high leverage

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM2026 (E)
Revenue$22.24B$25.10B$28.17B$32.79B$35.08B$38.2B
Net income$9.93B$11.20B$12.87B$14.97B$4.39B
EPS$18.20$20.25
Free cash flow$10.10B$11.61B$14.31B$16.91B$3.29B
Profit margin44.66%44.61%45.71%45.65%46.30%

Recent insider activity

DateInsiderTypeSharesPrice
2026-09-02SACHIN, J. MEHRASale3,266$584.00
2026-08-31KIRKPATRICK, LINDA PISTECCHIASale923$593.54
2026-08-20SACHIN, J. MEHRASale1,000$572.07

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
MA$498.62B727.310.05.05.5Strong Buy
BRK-A$1.09T747.37.55.08.5Strong Buy
BRK-B$1.09T747.37.55.08.0Strong Buy
JPM$946.93B8110.08.05.73.0Exceptional Buy
V$691.65B686.710.04.35.0Strong Buy
BAC$437.47B848.07.57.03.5Exceptional Buy

Smart narrative

Mastercard Inc trades at $565.73. representing a P/E of 31.27x trailing earnings. Our Smart Value Score of 72/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 4.10, it sits in the safe zone. TTM revenue stands at $35.08B. with profit margins at 46.30%.

Frequently asked questions

What is Mastercard Inc's stock price?

Mastercard Inc (MA) trades at $565.73, on a P/E of 31.3x and a P/S of 14.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Mastercard Inc overvalued?

Mastercard Inc carries a Smart Value Score of 72/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Mastercard Inc (MA)?

The 12-month analyst consensus target is $656.00, about 16.0% above the current $565.73. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is the future stock price of MA by 2030?

Our research-backed model puts the 2030 base case at $505.79, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.

What is Mastercard Inc's revenue?

Mastercard Inc's trailing twelve-month revenue is $35.08B, and our model projects it reaching about $62.34B by 2030. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Mastercard Inc's Altman Z-Score is 4.10, which places it in the safe zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio14.21x
ROE289.73%
Beta0.74
50D MA$561.34
200D MA$530.94
Shares out0.87B
Float0.87B
Short ratio
Avg volume2.8M

Performance

1 week-0.25%
1 month-1.04%
3 months+15.92%
YTD-0.40%
1 year-2.85%
3 years+39.28%
5 years