Mastercard Inc (MA) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Mastercard Inc stock (MA) is currently trading at $491.14. Mastercard Inc PE ratio is 30.76. Mastercard Inc PS ratio (Price-to-Sales) is 13.84. Analyst consensus price target for MA is $662.59. WallStSmart rates MA as Moderate Buy.
Mastercard Inc (MA) stock price prediction for 2030: Base case $545.93. Bull case $682.42. Bear case $409.45. See full MA 2030 price forecast and methodology on WallStSmart.
- MA PE ratio analysis and historical PE chart
- MA PS ratio (Price-to-Sales) history and trend
- MA intrinsic value — DCF, Graham Number, EPV models
- MA stock price prediction 2025 2026 2027 2028 2029 2030
- MA fair value vs current price
- MA insider transactions and insider buying
- Is MA undervalued or overvalued?
- Mastercard Inc financial analysis — revenue, earnings, cash flow
- MA Piotroski F-Score and Altman Z-Score
- MA analyst price target and Smart Rating
Mastercard Inc
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MA Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Mastercard Inc (MA)
MA trades at a significant discount to its Graham intrinsic value of $752.45, offering a 35% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Mastercard Inc (MA) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, return on equity, operating margin. Concerns around price/sales and price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Mastercard Inc (MA) Key Strengths (6)
Mega-cap company, among the largest in the world
Every $100 of shareholder equity generates $210 in profit
Keeps $58 of every $100 in revenue after operating costs
Keeps $46 of every $100 in revenue as net profit
91.12% of shares held by major funds and institutions
Strong earnings growth at 24.20% per year
Supporting Valuation Data
Mastercard Inc (MA) Areas to Watch (4)
Very expensive at 13.8x annual revenue
Very expensive at 58.6x book value
Growth is fairly priced, not cheap, not expensive
Solid revenue growth at 17.60% per year
Supporting Valuation Data
Mastercard Inc (MA) Detailed Analysis Report
Overall Assessment
This company scores 70/100 in our Smart Analysis, earning a B grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.7/10) while 4 fall into concern territory (avg 4.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with Return on Equity at 209.90%, Operating Margin at 57.70%, Profit Margin at 45.70%. Growth metrics are encouraging with EPS Growth at 24.20%.
The Bear Case
The primary concerns are Price/Sales, Price/Book, PEG Ratio. Some valuation metrics including PEG Ratio (1.63), Price/Sales (13.84), Price/Book (58.61) suggest expensive pricing. Growth concerns include Revenue Growth at 17.60%, which may limit upside.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Sales improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 209.90% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 17.60% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Market Cap and Return on Equity makes a compelling case at current levels. The key risk is Price/Sales, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
WallStSmart Analysis Synopsis
Data-driven financial summary for Mastercard Inc (MA) · FINANCIAL SERVICES › CREDIT SERVICES
The Big Picture
Mastercard Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 32.8B with 18% growth year-over-year. Profit margins are strong at 45.7%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 20990.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 45.7% and operating margin of 57.7% demonstrate strong pricing power and operational efficiency.
Debt-to-equity ratio of 2.45 is elevated. High leverage amplifies both gains and losses and increases financial risk.
What to Watch Next
Sector dynamics: monitor CREDIT SERVICES industry trends, competitive moves, and regulatory changes that could impact Mastercard Inc.
Bottom Line
Mastercard Inc offers an attractive blend of growth (18% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(85 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 2:55:09 PM
About Mastercard Inc(MA)
NYSE
FINANCIAL SERVICES
CREDIT SERVICES
USA
Mastercard Incorporated is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York. The Global Operations Headquarters is located in O'Fallon, Missouri, a municipality of St. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the Mastercard brand debit, credit and prepaid cards to make purchases. Mastercard Worldwide has been a publicly traded company since 2006.