OPFI
OppFi Inc
NYSE: OPFI · FINANCIAL SERVICES · CREDIT SERVICES
$9.51
+0.00% today
Updated 2026-05-01
Market cap
$818.93M
P/E ratio
9.61
P/S ratio
2.40x
EPS (TTM)
$0.99
Dividend yield
—
52W range
$7 – $15
Volume
0.5M
OppFi Inc (OPFI) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
8 of 8
Last 8 quarters
Avg EPS surprise
+39.7%
Last 4 quarters
Revenue YoY growth
+17.3%
Most recent quarter
EPS YoY growth
+30.4%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-2.6%
Last 2 reports
Positive reaction rate
0%
0 of 2 quarters
Largest single-day move
-3.7%
2025-10-29
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-03-05 | $0.30 | +5.3% | $9.19 | $9.05 | -1.5% |
| 2025-10-29 | $0.46 | +53.3% | $9.99 | $9.62 | -3.7% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | $0.29 | $0.30 | +5.3% | $159.25M | +17.3% |
| 2025-09-30 | $0.30 | $0.46 | +53.3% | $155.09M | +13.5% |
| 2025-06-30 | $0.30 | $0.45 | +50.0% | $142.44M | +12.8% |
| 2025-03-31 | $0.25 | $0.38 | +50.0% | $140.27M | +10.1% |
| 2024-12-31 | $0.15 | $0.23 | +56.8% | $135.72M | +2.1% |
| 2024-09-30 | $0.21 | $0.33 | +57.1% | $136.59M | +2.6% |
| 2024-06-30 | $0.16 | $0.29 | +81.2% | $126.30M | +3.1% |
| 2024-03-31 | $0.05 | $0.10 | +100.0% | $127.34M | +5.8% |
| 2023-12-31 | $0.08 | $0.10 | +25.0% | $132.92M | — |
| 2023-09-30 | $0.07 | $0.16 | +128.6% | $133.16M | — |
| 2023-06-30 | $0.04 | $0.19 | +375.0% | $122.49M | — |
| 2023-03-31 | $-0.01 | $0.05 | +600.0% | $120.37M | — |
Frequently asked questions
Has OppFi Inc beaten earnings estimates?
OppFi Inc has beaten Wall Street EPS estimates in 8 of its last 8 quarterly reports, with an average EPS surprise of +39.7% over the last 4 quarters.
How does OPFI stock react to earnings?
OPFI stock has moved an average of -2.6% in the trading day following earnings over its last 2 reports, with positive reactions in 0% of those quarters.
What is OppFi Inc's revenue growth rate?
OppFi Inc reported year-over-year revenue growth of +17.3% in its most recent quarter, with EPS growing +30.4% year-over-year.