JCAP
Jefferson Capital, Inc. Common Stock
NASDAQ: JCAP · FINANCIAL SERVICES · CREDIT SERVICES
$20.74
+0.73% today
Updated 2026-04-30
Market cap
$1.27B
P/E ratio
3.65
P/S ratio
2.09x
EPS (TTM)
$5.64
Dividend yield
2.30%
52W range
$15 – $24
Volume
0.3M
WallStSmart proprietary scores
66
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+5.0
Quality
C+9.5
Profitability
A+6.7
Valuation
B—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$26.20
+26.33%
12-Month target
$19.46
-6.17%
Intrinsic (DCF)
—
Margin of safety
—
3 Strong Buy2 Buy0 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 30.90% — above average
+ ROE 43.80% — strong efficiency
+ Free cash flow $74.73M — positive
+ Revenue growth 27.70% QoQ
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2019 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $45.09M | $323.07M | $433.30M | $613.29M | $607.29M |
| Net income | $44.41M | $111.52M | $105.30M | $187.97M | $37.73M |
| EPS | — | — | — | — | $5.64 |
| Free cash flow | $-180.21M | $118.99M | $162.00M | $-789900.00 | $74.73M |
| Profit margin | 98.48% | 34.52% | 24.30% | 30.65% | 30.90% |
Peer comparison
Smart narrative
Jefferson Capital, Inc. Common Stock trades at $20.74. representing a P/E of 3.65x trailing earnings. Our Smart Value Score of 66/100 indicates the stock is good. TTM revenue stands at $607.29M. with profit margins at 30.90%.
Frequently asked questions
What is Jefferson Capital, Inc. Common Stock's stock price?
Jefferson Capital, Inc. Common Stock (JCAP) trades at $20.74.
Is Jefferson Capital, Inc. Common Stock overvalued?
Smart Value Score 66/100 (Grade B, Buy).
What is the price target of Jefferson Capital, Inc. Common Stock (JCAP)?
The analyst target price is $26.20, representing +26.3% upside from the current price of $20.74.
What is Jefferson Capital, Inc. Common Stock's revenue?
TTM revenue is $607.29M.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.09x
ROE43.80%
Beta—
50D MA$20.27
200D MA$19.84
Shares out0.06B
Float0.02B
Short ratio—
Avg volume0.3M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—