JCAP
Jefferson Capital, Inc. Common Stock
NASDAQ: JCAP · FINANCIAL SERVICES · CREDIT SERVICES
$19.33
+1.25% today
Updated 2026-06-05
Market cap
$941.56M
P/E ratio
3.30
P/S ratio
1.51x
EPS (TTM)
$5.15
Dividend yield
4.20%
52W range
$15 – $23
Volume
0.3M
WallStSmart proprietary scores
67
out of 100
Grade: B
Buy
Investment rating
6.7
Growth
B3.5
Quality
D9.5
Profitability
A+6.7
Valuation
B5/9
Piotroski F-Score
Moderate
1.2
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$26.00
+34.51%
12-Month target
$19.46
+0.67%
Intrinsic (DCF)
—
Margin of safety
—
3 Strong Buy2 Buy0 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 25.80% — above average
+ ROE 36.44% — strong efficiency
+ Free cash flow $39.64M — positive
+ Revenue growth 11.90% QoQ
Risks
- Altman Z 1.20 — distress zone
- Debt/equity 3.24x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2019 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $45.09M | $323.07M | $433.30M | $613.29M | $625.35M |
| Net income | $44.41M | $111.52M | $105.30M | $187.97M | $37.63M |
| EPS | — | — | — | — | $5.15 |
| Free cash flow | $-180.21M | $118.99M | $162.00M | $267.73M | $39.64M |
| Profit margin | 98.48% | 34.52% | 24.30% | 30.65% | 25.80% |
Peer comparison
Smart narrative
Jefferson Capital, Inc. Common Stock trades at $19.33. representing a P/E of 3.30x trailing earnings. Our Smart Value Score of 67/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 1.20, it sits in the distress. TTM revenue stands at $625.35M. with profit margins at 25.80%.
Frequently asked questions
What is Jefferson Capital, Inc. Common Stock's stock price?
Jefferson Capital, Inc. Common Stock (JCAP) trades at $19.33, on a P/E of 3.3x and a P/S of 1.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Jefferson Capital, Inc. Common Stock overvalued?
Jefferson Capital, Inc. Common Stock carries a Smart Value Score of 67/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Jefferson Capital, Inc. Common Stock (JCAP)?
The 12-month analyst consensus target is $26.00, about 34.5% above the current $19.33. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Jefferson Capital, Inc. Common Stock's revenue?
Jefferson Capital, Inc. Common Stock's trailing twelve-month revenue is $625.35M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Jefferson Capital, Inc. Common Stock's Altman Z-Score is 1.20, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio1.51x
ROE36.44%
Beta—
50D MA$19.43
200D MA$20.02
Shares out0.06B
Float0.01B
Short ratio—
Avg volume0.3M
Performance
1 week+0.00%
1 month-9.12%
3 months-18.06%
YTD-27.31%
1 year—
3 years—
5 years—