WallStSmart
JCAP

Jefferson Capital, Inc. Common Stock

NASDAQ: JCAP · FINANCIAL SERVICES · CREDIT SERVICES

$20.74
+0.73% today

Updated 2026-04-30

Market cap
$1.27B
P/E ratio
3.65
P/S ratio
2.09x
EPS (TTM)
$5.64
Dividend yield
2.30%
52W range
$15 – $24
Volume
0.3M

Jefferson Capital, Inc. Common Stock (JCAP) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20152016201720182019202320242025
Revenue$1.74M$6.53M$12.19M$31.21M$45.09M$323.07M$433.30M$613.29M
Revenue growth (YoY)+274.8%+86.6%+156.0%+44.5%+616.5%+34.1%+41.5%
Cost of revenue$271000.00$1.71M$3.99M$84.64M$124.90M$197.71M
Gross profit$1.74M$6.53M$11.92M$29.50M$41.10M$238.44M$308.40M$415.58M
Gross margin100.0%100.0%97.8%94.5%91.1%73.8%71.2%67.8%
R&D$539000.00$396000.00$271000.00$386000.00$205000.00
SG&A$4.43M$8.99M$9.03M$14.33M$16.61M$69.13M$88.10M$147.40M
Operating income$-3.22M$-2.86M$2.14M$11.07M$15.90M$164.05M$220.30M$316.50M
Operating margin-184.9%-43.8%17.6%35.5%35.3%50.8%50.8%51.6%
EBITDA$-2.92M$16.69M$16.15M$60.01M$59.17M$121.22M$158.06M$329.47M
EBITDA margin-167.6%255.5%132.4%192.3%131.2%37.5%36.5%53.7%
EBIT$-2.94M$16.58M$15.61M$56.52M$52.91M$115.94M$151.20M$324.22M
Interest expense$559000.00$1.05M$2.15M$8.50M$105.78M
Income tax
Effective tax rate0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Net income$-2.94M$16.02M$14.56M$54.37M$44.41M$111.52M$105.30M$187.97M
Net income growth (YoY)+644.2%-9.1%+273.4%-18.3%+151.1%-5.6%+78.5%
Profit margin-168.8%245.2%119.4%174.2%98.5%34.5%24.3%30.6%