WallStSmart
JCAP

Jefferson Capital, Inc. Common Stock

NASDAQ: JCAP · FINANCIAL SERVICES · CREDIT SERVICES

$19.33
+1.25% today

Updated 2026-06-05

Market cap
$941.56M
P/E ratio
3.30
P/S ratio
1.51x
EPS (TTM)
$5.15
Dividend yield
4.20%
52W range
$15 – $23
Volume
0.3M

Jefferson Capital, Inc. Common Stock (JCAP) Earnings

Quarterly earnings history, analyst estimates, and stock price reaction.

EPS beat streak
4 of 5
Last 5 quarters
Avg EPS surprise
+9.1%
Last 4 quarters
Revenue YoY growth
+13.9%
Most recent quarter
EPS YoY growth
-24.7%
Most recent quarter

Earnings surprise history (last 12 quarters)

Beat estimate Missed estimate

Quarterly EPS and revenue trend

Quarterly revenue EPS (diluted)

How the stock reacts to earnings

Avg 1-day reaction
+0.5%
Last 4 reports
Positive reaction rate
50%
2 of 4 quarters
Largest single-day move
+9.4%
2025-11-13
Report dateEPS actualSurpriseClose beforeClose after1-day reaction
2026-05-14$0.73+7.0%$18.66$17.87-4.2%
2026-03-12$0.69+4.5%$20.78$19.82-4.6%
2025-11-13$0.79+27.4%$20.24$22.15+9.4%
2025-08-14$0.81-2.4%$18.36$18.63+1.5%

Quarterly earnings history

Fiscal quarter endingEPS estimateEPS actualSurpriseRevenueYoY revenue
2026-03-31$0.68$0.73+7.0%$176.44M+13.9%
2025-12-31$0.66$0.69+4.5%$154.80M
2025-09-30$0.62$0.79+27.4%$150.84M
2025-06-30$0.83$0.81-2.4%$152.71M
2025-03-31$0.00$0.97$154.90M

Frequently asked questions

Has Jefferson Capital, Inc. Common Stock beaten earnings estimates?

Jefferson Capital, Inc. Common Stock has beaten Wall Street EPS estimates in 4 of its last 5 quarterly reports, averaging a +9.1% surprise over the last 4. A consistent beat record suggests management guides conservatively and the business has predictable momentum, which tends to support the stock through earnings season.

How does JCAP stock react to earnings?

JCAP has moved an average of +0.5% the day after earnings over its last 4 reports, finishing higher after 2 of them. Next-day moves show how the market digests results in the short term, and repeated dips on strong reports usually mean expectations were already priced in.

What is Jefferson Capital, Inc. Common Stock's revenue growth rate?

Jefferson Capital, Inc. Common Stock reported year-over-year revenue growth of +13.9% in its most recent quarter, with EPS up -24.7%. Reading revenue growth alongside margins shows whether that growth is translating into profit.