Berkshire Hathaway Inc (BRK-A)vsJefferson Capital, Inc. Common Stock (JCAP)
BRK-A
Berkshire Hathaway Inc
$763,600.01
-0.04%
FINANCIAL SERVICES · Cap: $1.09T
JCAP
Jefferson Capital, Inc. Common Stock
$20.54
+0.34%
FINANCIAL SERVICES · Cap: $1.24B
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 59753% more annual revenue ($384.69B vs $642.73M). JCAP leads profitability with a 24.1% profit margin vs 22.3%. BRK-A earns a higher WallStSmart Score of 74/100 (B).
BRK-A
Strong Buy74
out of 100
Grade: B
JCAP
Buy65
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Every $100 of equity generates 36 in profit
Strong operational efficiency at 61.2%
Keeps 24 of every $100 in revenue as profit
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Earnings declined 96.0%
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bull Case : JCAP
The strongest argument for JCAP centers on Return on Equity, Operating Margin, Profit Margin. Profitability is solid with margins at 24.1% and operating margin at 61.2%. Revenue growth of 11.5% demonstrates continued momentum.
Bear Case : BRK-A
The primary concerns for BRK-A are PEG Ratio.
Bear Case : JCAP
The primary concerns for JCAP are Market Cap, EPS Growth, Altman Z-Score. Debt-to-equity of 2.95 is elevated, increasing financial risk.
Key Dynamics to Monitor
JCAP is growing revenue faster at 11.5% — sustainability is the question.
BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BRK-A scores higher overall (74/100 vs 65/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Jefferson Capital, Inc. Common Stock
FINANCIAL SERVICES · CREDIT SERVICES · USA
Jernigan Capital is a real estate investment trust listed on the New York Stock Exchange (NYSE: JCAP) that provides debt and equity capital to private developers, owners and operators of storage facilities with a view to eventual freehold ownership of the facilities financed by the Company.
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