Berkshire Hathaway Inc (BRK-B)vsJefferson Capital, Inc. Common Stock (JCAP)
BRK-B
Berkshire Hathaway Inc
$509.16
-0.63%
FINANCIAL SERVICES · Cap: $1.06T
JCAP
Jefferson Capital, Inc. Common Stock
$20.36
-0.83%
FINANCIAL SERVICES · Cap: $1.19B
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 59930% more annual revenue ($375.39B vs $625.35M). JCAP leads profitability with a 25.8% profit margin vs 19.3%. JCAP trades at a lower P/E of 3.7x. JCAP earns a higher WallStSmart Score of 67/100 (B-).
BRK-B
Buy62
out of 100
Grade: C+
JCAP
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.5B in free cash flow
Attractively priced relative to earnings
Every $100 of equity generates 36 in profit
Strong operational efficiency at 47.3%
Keeps 26 of every $100 in revenue as profit
Reasonable price relative to book value
Areas to Watch
4.4% revenue growth
Weak financial health signals
Expensive relative to growth rate
0.0% earnings growth
Smaller company, higher risk/reward
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bull Case : JCAP
The strongest argument for JCAP centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 25.8% and operating margin at 47.3%. Revenue growth of 11.9% demonstrates continued momentum.
Bear Case : BRK-B
The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.
Bear Case : JCAP
The primary concerns for JCAP are EPS Growth, Market Cap, Altman Z-Score. Debt-to-equity of 3.25 is elevated, increasing financial risk.
Key Dynamics to Monitor
BRK-B profiles as a value stock while JCAP is a mature play — different risk/reward profiles.
JCAP is growing revenue faster at 11.9% — sustainability is the question.
BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
JCAP scores higher overall (67/100 vs 62/100), backed by strong 25.8% margins and 11.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Jefferson Capital, Inc. Common Stock
FINANCIAL SERVICES · CREDIT SERVICES · USA
Jernigan Capital is a real estate investment trust listed on the New York Stock Exchange (NYSE: JCAP) that provides debt and equity capital to private developers, owners and operators of storage facilities with a view to eventual freehold ownership of the facilities financed by the Company.
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