WallStSmart

Greenlight Capital Re Ltd (GLRE)vsReinsurance Group of America (RGA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Reinsurance Group of America generates 3185% more annual revenue ($23.70B vs $721.31M). GLRE leads profitability with a 10.4% profit margin vs 5.0%. RGA appears more attractively valued with a PEG of 1.14. RGA earns a higher WallStSmart Score of 72/100 (B).

GLRE

Strong Buy

70

out of 100

Grade: B-

Growth: 6.7Profit: 6.0Value: 8.7Quality: 6.8
Piotroski: 6/9

RGA

Strong Buy

72

out of 100

Grade: B

Growth: 6.7Profit: 5.0Value: 10.0Quality: 6.5
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GLREUndervalued (+5.6%)

Margin of Safety

+5.6%

Fair Value

$14.76

Current Price

$17.06

$2.30 discount

UndervaluedFair: $14.76Overvalued
RGAUndervalued (+73.4%)

Margin of Safety

+73.4%

Fair Value

$828.36

Current Price

$204.52

$623.84 discount

UndervaluedFair: $828.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GLRE5 strengths · Avg: 9.6/10
P/E RatioValuation
7.4x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
39.7%10/10

Revenue surging 39.7% year-over-year

Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Operating MarginProfitability
24.3%8/10

Strong operational efficiency at 24.3%

RGA3 strengths · Avg: 9.3/10
P/E RatioValuation
11.5x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
26.6%8/10

Revenue surging 26.6% year-over-year

Areas to Watch

GLRE3 concerns · Avg: 3.0/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

Market CapQuality
$546.83M3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-95.8%2/10

Earnings declined 95.8%

RGA2 concerns · Avg: 3.5/10
EPS GrowthGrowth
2.2%4/10

2.2% earnings growth

Profit MarginProfitability
5.0%3/10

5.0% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : GLRE

The strongest argument for GLRE centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 39.7% demonstrates continued momentum.

Bull Case : RGA

The strongest argument for RGA centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 26.6% demonstrates continued momentum. PEG of 1.14 suggests the stock is reasonably priced for its growth.

Bear Case : GLRE

The primary concerns for GLRE are PEG Ratio, Market Cap, EPS Growth.

Bear Case : RGA

The primary concerns for RGA are EPS Growth, Profit Margin. Thin 5.0% margins leave little buffer for downturns.

Key Dynamics to Monitor

GLRE carries more volatility with a beta of 0.51 — expect wider price swings.

GLRE is growing revenue faster at 39.7% — sustainability is the question.

RGA generates stronger free cash flow (852M), providing more financial flexibility.

Monitor INSURANCE - REINSURANCE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

RGA scores higher overall (72/100 vs 70/100) and 26.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Greenlight Capital Re Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Greenlight Capital Re, Ltd., is a worldwide property and casualty reinsurance company. The company is headquartered in Grand Cayman, the Cayman Islands.

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Reinsurance Group of America

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Reinsurance Group of America, Incorporated is in the reinsurance business. The company is headquartered in Chesterfield, Missouri.

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