Everest Group Ltd (EG)vsReinsurance Group of America (RGA)
EG
Everest Group Ltd
$323.93
+0.05%
FINANCIAL SERVICES · Cap: $13.08B
RGA
Reinsurance Group of America
$204.52
+0.55%
FINANCIAL SERVICES · Cap: $13.37B
Smart Verdict
WallStSmart Research — data-driven comparison
Reinsurance Group of America generates 35% more annual revenue ($23.70B vs $17.54B). EG leads profitability with a 9.1% profit margin vs 5.0%. EG appears more attractively valued with a PEG of 0.97. RGA earns a higher WallStSmart Score of 72/100 (B).
EG
Buy62
out of 100
Grade: C+
RGA
Strong Buy72
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-29.4%
Fair Value
$256.90
Current Price
$323.93
$67.03 premium
Margin of Safety
+73.4%
Fair Value
$828.36
Current Price
$204.52
$623.84 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 26.6% year-over-year
Areas to Watch
Revenue declined 2.9%
Earnings declined 48.4%
Negative free cash flow — burning cash
2.2% earnings growth
5.0% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : EG
The strongest argument for EG centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.97 suggests the stock is reasonably priced for its growth.
Bull Case : RGA
The strongest argument for RGA centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 26.6% demonstrates continued momentum. PEG of 1.14 suggests the stock is reasonably priced for its growth.
Bear Case : EG
The primary concerns for EG are Revenue Growth, EPS Growth, Free Cash Flow.
Bear Case : RGA
The primary concerns for RGA are EPS Growth, Profit Margin. Thin 5.0% margins leave little buffer for downturns.
Key Dynamics to Monitor
EG profiles as a value stock while RGA is a growth play — different risk/reward profiles.
RGA carries more volatility with a beta of 0.50 — expect wider price swings.
RGA is growing revenue faster at 26.6% — sustainability is the question.
RGA generates stronger free cash flow (852M), providing more financial flexibility.
Bottom Line
RGA scores higher overall (72/100 vs 62/100) and 26.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Everest Group Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Everest Group, Ltd., provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company is headquartered in Hamilton, Bermuda.
Visit Website →Reinsurance Group of America
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Reinsurance Group of America, Incorporated is in the reinsurance business. The company is headquartered in Chesterfield, Missouri.
Visit Website →Compare with Other INSURANCE - REINSURANCE Stocks
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