WallStSmart

Everest Group Ltd (EG)vsReinsurance Group of America (RGA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Reinsurance Group of America generates 44% more annual revenue ($24.93B vs $17.34B). EG leads profitability with a 11.7% profit margin vs 4.9%. EG appears more attractively valued with a PEG of 0.97. EG earns a higher WallStSmart Score of 78/100 (B+).

EG

Strong Buy

78

out of 100

Grade: B+

Growth: 6.7Profit: 6.0Value: 7.7Quality: 5.8
Piotroski: 4/9

RGA

Strong Buy

66

out of 100

Grade: B-

Growth: 8.0Profit: 5.0Value: 7.0Quality: 6.8
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EG6 strengths · Avg: 9.2/10
P/E RatioValuation
6.9x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

EPS GrowthGrowth
230.7%10/10

Earnings expanding 230.7% YoY

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.978/10

Growing faster than its price suggests

Operating MarginProfitability
20.2%8/10

Strong operational efficiency at 20.2%

RGA4 strengths · Avg: 9.0/10
P/E RatioValuation
11.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
23.5%8/10

Revenue surging 23.5% year-over-year

Free Cash FlowQuality
$2.87B8/10

Generating 2.9B in free cash flow

Areas to Watch

EG1 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-4.7%2/10

Revenue declined 4.7%

RGA1 concerns · Avg: 3.0/10
Profit MarginProfitability
4.9%3/10

4.9% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : EG

The strongest argument for EG centers on P/E Ratio, Price/Book, EPS Growth. PEG of 0.97 suggests the stock is reasonably priced for its growth.

Bull Case : RGA

The strongest argument for RGA centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 23.5% demonstrates continued momentum. PEG of 1.14 suggests the stock is reasonably priced for its growth.

Bear Case : EG

The primary concerns for EG are Revenue Growth.

Bear Case : RGA

The primary concerns for RGA are Profit Margin. Thin 4.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

EG profiles as a declining stock while RGA is a growth play — different risk/reward profiles.

RGA carries more volatility with a beta of 0.48 — expect wider price swings.

RGA is growing revenue faster at 23.5% — sustainability is the question.

RGA generates stronger free cash flow (2.9B), providing more financial flexibility.

Bottom Line

EG scores higher overall (78/100 vs 66/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Everest Group Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Everest Group, Ltd., provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company is headquartered in Hamilton, Bermuda.

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Reinsurance Group of America

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Reinsurance Group of America, Incorporated is in the reinsurance business. The company is headquartered in Chesterfield, Missouri.

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