CBIZ Inc (CBZ)vsGlobal Payments Inc (GPN)
CBZ
CBIZ Inc
$54.90
+17.56%
INDUSTRIALS · Cap: $2.28B
GPN
Global Payments Inc
$86.84
-1.62%
INDUSTRIALS · Cap: $22.53B
Smart Verdict
WallStSmart Research — data-driven comparison
Global Payments Inc generates 220% more annual revenue ($8.86B vs $2.77B). CBZ leads profitability with a 5.6% profit margin vs -8.0%. GPN appears more attractively valued with a PEG of 0.22. CBZ earns a higher WallStSmart Score of 70/100 (B).
CBZ
Strong Buy70
out of 100
Grade: B
GPN
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+12.4%
Fair Value
$34.79
Current Price
$54.90
$20.11 discount
Margin of Safety
+40.2%
Fair Value
$120.72
Current Price
$86.84
$33.88 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 25.6%
Earnings expanding 37.7% YoY
Growing faster than its price suggests
Reasonable price relative to book value
Revenue surging 63.1% year-over-year
Areas to Watch
1.3% revenue growth
Distress zone — elevated risk
5.6% margin — thin
Elevated debt levels
Moderate valuation
ROE of -3.0% — below average capital efficiency
Earnings declined 59.2%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : CBZ
The strongest argument for CBZ centers on P/E Ratio, Price/Book, Operating Margin. PEG of 1.04 suggests the stock is reasonably priced for its growth.
Bull Case : GPN
The strongest argument for GPN centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 63.1% demonstrates continued momentum. PEG of 0.22 suggests the stock is reasonably priced for its growth.
Bear Case : CBZ
The primary concerns for CBZ are Revenue Growth, Altman Z-Score, Profit Margin.
Bear Case : GPN
The primary concerns for GPN are P/E Ratio, Return on Equity, EPS Growth.
Key Dynamics to Monitor
CBZ profiles as a value stock while GPN is a hypergrowth play — different risk/reward profiles.
CBZ carries more volatility with a beta of 0.99 — expect wider price swings.
GPN is growing revenue faster at 63.1% — sustainability is the question.
CBZ generates stronger free cash flow (-29M), providing more financial flexibility.
Bottom Line
CBZ scores higher overall (70/100 vs 59/100). GPN offers better value entry with a 40.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CBIZ Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
CBIZ, Inc. provides financial, insurance and advisory services in the United States and Canada. The company is headquartered in Cleveland, Ohio.
Global Payments Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.
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