WallStSmart

CBIZ Inc (CBZ)vsCintas Corporation (CTAS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cintas Corporation generates 291% more annual revenue ($10.79B vs $2.76B). CTAS leads profitability with a 17.6% profit margin vs 4.2%. CBZ appears more attractively valued with a PEG of 1.46. CTAS earns a higher WallStSmart Score of 60/100 (C+).

CBZ

Buy

55

out of 100

Grade: C

Growth: 6.7Profit: 4.0Value: 7.3Quality: 5.3
Piotroski: 3/9Altman Z: 1.53

CTAS

Buy

60

out of 100

Grade: C+

Growth: 6.0Profit: 9.0Value: 4.7Quality: 7.3
Piotroski: 6/9Altman Z: 4.29
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CBZSignificantly Overvalued (-144.9%)

Margin of Safety

-144.9%

Fair Value

$12.44

Current Price

$25.59

$13.15 premium

UndervaluedFair: $12.44Overvalued
CTASSignificantly Overvalued (-78.1%)

Margin of Safety

-78.1%

Fair Value

$112.48

Current Price

$176.85

$64.37 premium

UndervaluedFair: $112.48Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CBZ3 strengths · Avg: 8.7/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

P/E RatioValuation
14.0x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
17.9%8/10

17.9% revenue growth

CTAS4 strengths · Avg: 9.3/10
Return on EquityProfitability
43.4%10/10

Every $100 of equity generates 43 in profit

Altman Z-ScoreHealth
4.2910/10

Safe zone — low bankruptcy risk

Market CapQuality
$70.75B9/10

Large-cap with strong market position

Operating MarginProfitability
23.4%8/10

Strong operational efficiency at 23.4%

Areas to Watch

CBZ4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.534/10

Distress zone — elevated risk

Market CapQuality
$1.41B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Profit MarginProfitability
4.2%3/10

4.2% margin — thin

CTAS3 concerns · Avg: 3.3/10
P/E RatioValuation
38.4x4/10

Premium valuation, high expectations priced in

Price/BookValuation
15.2x4/10

Trading at 15.2x book value

PEG RatioValuation
2.922/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : CBZ

The strongest argument for CBZ centers on Price/Book, P/E Ratio, Revenue Growth. Revenue growth of 17.9% demonstrates continued momentum. PEG of 1.46 suggests the stock is reasonably priced for its growth.

Bull Case : CTAS

The strongest argument for CTAS centers on Return on Equity, Altman Z-Score, Market Cap. Profitability is solid with margins at 17.6% and operating margin at 23.4%.

Bear Case : CBZ

The primary concerns for CBZ are Altman Z-Score, Market Cap, Return on Equity. Thin 4.2% margins leave little buffer for downturns.

Bear Case : CTAS

The primary concerns for CTAS are P/E Ratio, Price/Book, PEG Ratio.

Key Dynamics to Monitor

CBZ profiles as a growth stock while CTAS is a mature play — different risk/reward profiles.

CTAS carries more volatility with a beta of 0.94 — expect wider price swings.

CBZ is growing revenue faster at 17.9% — sustainability is the question.

CTAS generates stronger free cash flow (425M), providing more financial flexibility.

Bottom Line

CTAS scores higher overall (60/100 vs 55/100), backed by strong 17.6% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CBIZ Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

CBIZ, Inc. provides financial, insurance and advisory services in the United States and Canada. The company is headquartered in Cleveland, Ohio.

Cintas Corporation

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Cintas Corporation is an American corporation headquartered in Cincinnati, Ohio, which provides a range of products and services to businesses including uniforms, mats, mops, cleaning and restroom supplies, first aid and safety products, fire extinguishers and testing, and safety courses.

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