WallStSmart

Copart Inc (CPRT)vsGlobal Payments Inc (GPN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 67% more annual revenue ($7.71B vs $4.61B). CPRT leads profitability with a 33.8% profit margin vs 18.2%. GPN appears more attractively valued with a PEG of 0.19. GPN earns a higher WallStSmart Score of 63/100 (C+).

CPRT

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 9.0Value: 4.7Quality: 7.3
Piotroski: 3/9Altman Z: 9.05

GPN

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 6.5Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPRTSignificantly Overvalued (-265.5%)

Margin of Safety

-265.5%

Fair Value

$10.81

Current Price

$32.86

$22.05 premium

UndervaluedFair: $10.81Overvalued
GPNSignificantly Overvalued (-125.5%)

Margin of Safety

-125.5%

Fair Value

$32.03

Current Price

$68.50

$36.47 premium

UndervaluedFair: $32.03Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPRT3 strengths · Avg: 10.0/10
Profit MarginProfitability
33.8%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
34.6%10/10

Strong operational efficiency at 34.6%

Altman Z-ScoreHealth
9.0510/10

Safe zone — low bankruptcy risk

GPN4 strengths · Avg: 9.0/10
PEG RatioValuation
0.1910/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
15.4x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

Areas to Watch

CPRT4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
4.492/10

Expensive relative to growth rate

Revenue GrowthGrowth
-3.6%2/10

Revenue declined 3.6%

EPS GrowthGrowth
-10.0%2/10

Earnings declined 10.0%

GPN4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CPRT

The strongest argument for CPRT centers on Profit Margin, Operating Margin, Altman Z-Score. Profitability is solid with margins at 33.8% and operating margin at 34.6%.

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.19 suggests the stock is reasonably priced for its growth.

Bear Case : CPRT

The primary concerns for CPRT are Piotroski F-Score, PEG Ratio, Revenue Growth.

Bear Case : GPN

The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.

Key Dynamics to Monitor

CPRT profiles as a declining stock while GPN is a value play — different risk/reward profiles.

CPRT carries more volatility with a beta of 1.11 — expect wider price swings.

GPN is growing revenue faster at 0.0% — sustainability is the question.

GPN generates stronger free cash flow (347M), providing more financial flexibility.

Bottom Line

GPN scores higher overall (63/100 vs 53/100), backed by strong 18.2% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Copart Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Copart, Inc. or simply Copart is a global provider of online vehicle auction and remarketing services to automotive resellers such as insurance, rental car, fleet and finance companies in 11 countries: the US, Canada, the UK, Germany, Ireland, Brazil, Spain, Dubai, Bahrain, Oman and Finland.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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