WallStSmart

CBIZ Inc (CBZ)vsCopart Inc (CPRT)

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Smart Verdict

WallStSmart Research — data-driven comparison

Copart Inc generates 68% more annual revenue ($4.67B vs $2.78B). CPRT leads profitability with a 31.8% profit margin vs 5.0%. CBZ appears more attractively valued with a PEG of 1.22. CBZ earns a higher WallStSmart Score of 61/100 (C+).

CBZ

Buy

61

out of 100

Grade: C+

Growth: 8.0Profit: 5.5Value: 6.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.59

CPRT

Buy

60

out of 100

Grade: C

Growth: 4.0Profit: 9.0Value: 6.7Quality: 8.5
Piotroski: 3/9Altman Z: 8.75
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CBZUndervalued (+11.6%)

Margin of Safety

+11.6%

Fair Value

$34.47

Current Price

$54.98

$20.51 discount

UndervaluedFair: $34.47Overvalued
CPRTUndervalued (+76.1%)

Margin of Safety

+76.1%

Fair Value

$165.55

Current Price

$28.96

$136.59 discount

UndervaluedFair: $165.55Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CBZ2 strengths · Avg: 9.0/10
EPS GrowthGrowth
64.1%10/10

Earnings expanding 64.1% YoY

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

CPRT6 strengths · Avg: 9.3/10
Profit MarginProfitability
31.8%10/10

Keeps 32 of every $100 in revenue as profit

Operating MarginProfitability
32.0%10/10

Strong operational efficiency at 32.0%

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
8.7510/10

Safe zone — low bankruptcy risk

P/E RatioValuation
18.0x8/10

Attractively priced relative to earnings

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Areas to Watch

CBZ3 concerns · Avg: 3.7/10
Revenue GrowthGrowth
1.2%4/10

1.2% revenue growth

Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Profit MarginProfitability
5.0%3/10

5.0% margin — thin

CPRT4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
2.4%4/10

2.4% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.832/10

Expensive relative to growth rate

EPS GrowthGrowth
-15.0%2/10

Earnings declined 15.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : CBZ

The strongest argument for CBZ centers on EPS Growth, Price/Book. PEG of 1.22 suggests the stock is reasonably priced for its growth.

Bull Case : CPRT

The strongest argument for CPRT centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 31.8% and operating margin at 32.0%.

Bear Case : CBZ

The primary concerns for CBZ are Revenue Growth, Altman Z-Score, Profit Margin.

Bear Case : CPRT

The primary concerns for CPRT are Revenue Growth, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

CPRT carries more volatility with a beta of 1.06 — expect wider price swings.

CPRT is growing revenue faster at 2.4% — sustainability is the question.

CPRT generates stronger free cash flow (279M), providing more financial flexibility.

Monitor SPECIALTY BUSINESS SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CBZ scores higher overall (61/100 vs 60/100). CPRT offers better value entry with a 76.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CBIZ Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

CBIZ, Inc. provides financial, insurance and advisory services in the United States and Canada. The company is headquartered in Cleveland, Ohio.

Copart Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Copart, Inc. or simply Copart is a global provider of online vehicle auction and remarketing services to automotive resellers such as insurance, rental car, fleet and finance companies in 11 countries: the US, Canada, the UK, Germany, Ireland, Brazil, Spain, Dubai, Bahrain, Oman and Finland.

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