WallStSmart

Global Payments Inc (GPN)vsRB Global Inc. (RBA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Global Payments Inc generates 68% more annual revenue ($7.71B vs $4.59B). GPN leads profitability with a 18.2% profit margin vs 9.3%. GPN appears more attractively valued with a PEG of 0.19. GPN earns a higher WallStSmart Score of 63/100 (C+).

GPN

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 6.5Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.02

RBA

Buy

51

out of 100

Grade: C-

Growth: 6.0Profit: 6.0Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPNSignificantly Overvalued (-125.5%)

Margin of Safety

-125.5%

Fair Value

$32.03

Current Price

$68.50

$36.47 premium

UndervaluedFair: $32.03Overvalued
RBASignificantly Overvalued (-721.0%)

Margin of Safety

-721.0%

Fair Value

$13.87

Current Price

$94.98

$81.11 premium

UndervaluedFair: $13.87Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPN4 strengths · Avg: 9.0/10
PEG RatioValuation
0.1910/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
15.4x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

RBA1 strengths · Avg: 8.0/10
PEG RatioValuation
0.988/10

Growing faster than its price suggests

Areas to Watch

GPN4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

RBA3 concerns · Avg: 2.3/10
Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

P/E RatioValuation
48.5x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-10.3%2/10

Earnings declined 10.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.19 suggests the stock is reasonably priced for its growth.

Bull Case : RBA

The strongest argument for RBA centers on PEG Ratio. PEG of 0.98 suggests the stock is reasonably priced for its growth.

Bear Case : GPN

The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : RBA

The primary concerns for RBA are Return on Equity, P/E Ratio, EPS Growth. A P/E of 48.5x leaves little room for execution misses.

Key Dynamics to Monitor

GPN carries more volatility with a beta of 0.73 — expect wider price swings.

RBA is growing revenue faster at 5.4% — sustainability is the question.

GPN generates stronger free cash flow (347M), providing more financial flexibility.

Monitor SPECIALTY BUSINESS SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GPN scores higher overall (63/100 vs 51/100), backed by strong 18.2% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

Visit Website →

RB Global Inc.

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Ritchie Bros. The company is headquartered in Burnaby, Canada.

Want to dig deeper into these stocks?