WallStSmart

Global Payments Inc (GPN)vsRelx PLC ADR (RELX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Relx PLC ADR generates 24% more annual revenue ($9.59B vs $7.71B). RELX leads profitability with a 21.5% profit margin vs 18.2%. GPN appears more attractively valued with a PEG of 0.21. GPN earns a higher WallStSmart Score of 63/100 (C+).

GPN

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 6.5Value: 9.3Quality: 5.5
Piotroski: 4/9Altman Z: 1.02

RELX

Buy

62

out of 100

Grade: C+

Growth: 5.3Profit: 9.0Value: 7.3Quality: 3.8
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPNUndervalued (+38.1%)

Margin of Safety

+38.1%

Fair Value

$116.67

Current Price

$72.36

$44.31 discount

UndervaluedFair: $116.67Overvalued
RELXUndervalued (+60.0%)

Margin of Safety

+60.0%

Fair Value

$72.16

Current Price

$36.36

$35.80 discount

UndervaluedFair: $72.16Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPN4 strengths · Avg: 9.0/10
PEG RatioValuation
0.2110/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
16.3x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

RELX5 strengths · Avg: 9.2/10
Return on EquityProfitability
70.5%10/10

Every $100 of equity generates 71 in profit

Operating MarginProfitability
31.4%10/10

Strong operational efficiency at 31.4%

Market CapQuality
$64.59B9/10

Large-cap with strong market position

Profit MarginProfitability
21.5%9/10

Keeps 22 of every $100 in revenue as profit

Free Cash FlowQuality
$1.48B8/10

Generating 1.5B in free cash flow

Areas to Watch

GPN4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

RELX3 concerns · Avg: 2.3/10
Revenue GrowthGrowth
1.2%4/10

1.2% revenue growth

Price/BookValuation
82.6x2/10

Trading at 82.6x book value

Debt/EquityHealth
3.101/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.21 suggests the stock is reasonably priced for its growth.

Bull Case : RELX

The strongest argument for RELX centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 21.5% and operating margin at 31.4%. PEG of 1.45 suggests the stock is reasonably priced for its growth.

Bear Case : GPN

The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : RELX

The primary concerns for RELX are Revenue Growth, Price/Book, Debt/Equity. Debt-to-equity of 3.10 is elevated, increasing financial risk.

Key Dynamics to Monitor

GPN carries more volatility with a beta of 0.77 — expect wider price swings.

RELX is growing revenue faster at 1.2% — sustainability is the question.

RELX generates stronger free cash flow (1.5B), providing more financial flexibility.

Monitor SPECIALTY BUSINESS SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GPN scores higher overall (63/100 vs 62/100), backed by strong 18.2% margins. RELX offers better value entry with a 60.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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Relx PLC ADR

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

RELX PLC provides information-based decision-making and analysis tools for professional and commercial clients in North America, Europe, and internationally. The company is headquartered in London, the United Kingdom.

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