WallStSmart

Global Payments Inc (GPN)vsRelx PLC ADR (RELX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Relx PLC ADR generates 24% more annual revenue ($9.59B vs $7.71B). RELX leads profitability with a 21.5% profit margin vs 18.2%. GPN appears more attractively valued with a PEG of 0.19. GPN earns a higher WallStSmart Score of 63/100 (C+).

GPN

Buy

63

out of 100

Grade: C+

Growth: 2.7Profit: 6.5Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.02

RELX

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 9.0Value: 10.0Quality: 3.8
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GPNSignificantly Overvalued (-125.5%)

Margin of Safety

-125.5%

Fair Value

$32.03

Current Price

$68.50

$36.47 premium

UndervaluedFair: $32.03Overvalued
RELXUndervalued (+42.7%)

Margin of Safety

+42.7%

Fair Value

$50.32

Current Price

$33.35

$16.97 discount

UndervaluedFair: $50.32Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GPN4 strengths · Avg: 9.0/10
PEG RatioValuation
0.1910/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
15.4x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.9%8/10

Strong operational efficiency at 27.9%

RELX6 strengths · Avg: 9.3/10
Return on EquityProfitability
70.5%10/10

Every $100 of equity generates 71 in profit

Operating MarginProfitability
31.4%10/10

Strong operational efficiency at 31.4%

Revenue GrowthGrowth
120.0%10/10

Revenue surging 120.0% year-over-year

Market CapQuality
$60.66B9/10

Large-cap with strong market position

Profit MarginProfitability
21.5%9/10

Keeps 22 of every $100 in revenue as profit

Free Cash FlowQuality
$1.48B8/10

Generating 1.5B in free cash flow

Areas to Watch

GPN4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

EPS GrowthGrowth
-59.2%2/10

Earnings declined 59.2%

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

RELX2 concerns · Avg: 2.5/10
Price/BookValuation
19.3x4/10

Trading at 19.3x book value

Debt/EquityHealth
3.101/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : GPN

The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.19 suggests the stock is reasonably priced for its growth.

Bull Case : RELX

The strongest argument for RELX centers on Return on Equity, Operating Margin, Revenue Growth. Profitability is solid with margins at 21.5% and operating margin at 31.4%. Revenue growth of 120.0% demonstrates continued momentum.

Bear Case : GPN

The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.

Bear Case : RELX

The primary concerns for RELX are Price/Book, Debt/Equity. Debt-to-equity of 3.10 is elevated, increasing financial risk.

Key Dynamics to Monitor

GPN profiles as a value stock while RELX is a growth play — different risk/reward profiles.

GPN carries more volatility with a beta of 0.73 — expect wider price swings.

RELX is growing revenue faster at 120.0% — sustainability is the question.

RELX generates stronger free cash flow (1.5B), providing more financial flexibility.

Bottom Line

GPN scores higher overall (63/100 vs 62/100), backed by strong 18.2% margins. RELX offers better value entry with a 42.7% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Global Payments Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.

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Relx PLC ADR

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

RELX PLC provides information-based decision-making and analysis tools for professional and commercial clients in North America, Europe, and internationally. The company is headquartered in London, the United Kingdom.

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