BOTJ
Bank of the James Financial Group
NASDAQ: BOTJ · FINANCIAL SERVICES · BANKS - REGIONAL
$22.93
-0.13% today
Updated 2026-05-01
Market cap
$104.31M
P/E ratio
11.54
P/S ratio
2.14x
EPS (TTM)
$1.99
Dividend yield
1.77%
52W range
$13 – $24
Volume
0.0M
WallStSmart proprietary scores
58
out of 100
Grade: C+
Hold
Investment rating
8.0
Growth
A5.0
Quality
C+7.0
Profitability
B+6.7
Valuation
B—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →204 stocks currently score above 75
Price targets
Analyst target
$—
—
12-Month target
$26.14
+14.00%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
X-Ray snapshot
Strengths
+ Free cash flow $605000.00 — positive
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $44.17M | $51.42M | $58.96M | $62.51M | $48.69M |
| Net income | $8.96M | $8.70M | $7.94M | $9.02M | $2.77M |
| EPS | — | — | — | — | $1.99 |
| Free cash flow | $8.12M | $7.92M | $5.96M | $10.49M | $605000.00 |
| Profit margin | 20.28% | 16.93% | 13.47% | 14.43% | 18.50% |
Peer comparison
Smart narrative
Bank of the James Financial Group trades at $22.93. representing a P/E of 11.54x trailing earnings. Our Smart Value Score of 58/100 indicates the stock is fair. TTM revenue stands at $48.69M. with profit margins at 18.50%.
Frequently asked questions
What is Bank of the James Financial Group's stock price?
Bank of the James Financial Group (BOTJ) trades at $22.93.
Is Bank of the James Financial Group overvalued?
Smart Value Score 58/100 (Grade C+, Hold).
What is the price target of Bank of the James Financial Group (BOTJ)?
The analyst target price is $—, representing NaN% downside from the current price of $22.93.
What is Bank of the James Financial Group's revenue?
TTM revenue is $48.69M.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.14x
ROE12.40%
Beta0.12
50D MA$21.29
200D MA$17.81
Shares out0.00B
Float0.00B
Short ratio—
Avg volume0.0M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—