Bank of the James Financial Group (BOTJ)vsBerkshire Hathaway Inc (BRK-B)
BOTJ
Bank of the James Financial Group
$26.55
+0.19%
FINANCIAL SERVICES · Cap: $111.36M
BRK-B
Berkshire Hathaway Inc
$490.85
+0.30%
FINANCIAL SERVICES · Cap: $1.06T
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 740717% more annual revenue ($375.39B vs $50.67M). BOTJ leads profitability with a 21.6% profit margin vs 19.3%. BOTJ trades at a lower P/E of 10.2x. BRK-B earns a higher WallStSmart Score of 62/100 (C+).
BOTJ
Buy62
out of 100
Grade: C+
BRK-B
Buy62
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 229.5% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.2%
Mega-cap, among the largest globally
Reasonable price relative to book value
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.5B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Distress zone — elevated risk
4.4% revenue growth
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : BOTJ
The strongest argument for BOTJ centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 21.6% and operating margin at 29.2%. Revenue growth of 18.2% demonstrates continued momentum.
Bull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bear Case : BOTJ
The primary concerns for BOTJ are Market Cap, Altman Z-Score.
Bear Case : BRK-B
The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
BOTJ profiles as a growth stock while BRK-B is a value play — different risk/reward profiles.
BRK-B carries more volatility with a beta of 0.61 — expect wider price swings.
BOTJ is growing revenue faster at 18.2% — sustainability is the question.
BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.
Bottom Line
BOTJ scores higher overall (62/100 vs 62/100), backed by strong 21.6% margins and 18.2% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bank of the James Financial Group
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Bank of the James Financial Group, Inc. is the Bank of the James business providing general commercial and retail banking services to individuals, businesses, associations and organizations, and government authorities in Virginia, United States. The company is headquartered in Lynchburg, Virginia.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
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