Bank of the James Financial Group (BOTJ)vsBerkshire Hathaway Inc (BRK-A)
BOTJ
Bank of the James Financial Group
$27.47
-1.54%
FINANCIAL SERVICES · Cap: $124.81M
BRK-A
Berkshire Hathaway Inc
$766,000.00
+0.62%
FINANCIAL SERVICES · Cap: $1.09T
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 751242% more annual revenue ($384.69B vs $51.20M). BOTJ leads profitability with a 22.4% profit margin vs 22.3%. BOTJ trades at a lower P/E of 10.9x. BRK-A earns a higher WallStSmart Score of 74/100 (B).
BOTJ
Buy57
out of 100
Grade: C
BRK-A
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Strong operational efficiency at 32.3%
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Areas to Watch
4.1% revenue growth
Smaller company, higher risk/reward
Distress zone — elevated risk
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : BOTJ
The strongest argument for BOTJ centers on P/E Ratio, Operating Margin, Profit Margin. Profitability is solid with margins at 22.4% and operating margin at 32.3%.
Bull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bear Case : BOTJ
The primary concerns for BOTJ are Revenue Growth, Market Cap, Altman Z-Score.
Bear Case : BRK-A
The primary concerns for BRK-A are PEG Ratio.
Key Dynamics to Monitor
BOTJ profiles as a value stock while BRK-A is a mature play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.60 — expect wider price swings.
BRK-A is growing revenue faster at 10.0% — sustainability is the question.
BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.
Bottom Line
BRK-A scores higher overall (74/100 vs 57/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bank of the James Financial Group
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Bank of the James Financial Group, Inc. is the Bank of the James business providing general commercial and retail banking services to individuals, businesses, associations and organizations, and government authorities in Virginia, United States. The company is headquartered in Lynchburg, Virginia.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?