WallStSmart

Pitney Bowes Inc (PBI)vsZTO Express (Cayman) Inc (ZTO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ZTO Express (Cayman) Inc generates 2805% more annual revenue ($54.21B vs $1.87B). ZTO leads profitability with a 19.0% profit margin vs 10.0%. PBI appears more attractively valued with a PEG of 0.64. ZTO earns a higher WallStSmart Score of 80/100 (B+).

PBI

Buy

64

out of 100

Grade: C+

Growth: 4.7Profit: 7.0Value: 6.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.91

ZTO

Strong Buy

80

out of 100

Grade: B+

Growth: 8.7Profit: 7.5Value: 8.7Quality: 7.5
Piotroski: 5/9Altman Z: 3.42
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PBISignificantly Overvalued (-85.3%)

Margin of Safety

-85.3%

Fair Value

$9.16

Current Price

$17.32

$8.16 premium

UndervaluedFair: $9.16Overvalued
ZTOUndervalued (+65.7%)

Margin of Safety

+65.7%

Fair Value

$72.52

Current Price

$20.90

$51.62 discount

UndervaluedFair: $72.52Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PBI5 strengths · Avg: 8.8/10
EPS GrowthGrowth
115.8%10/10

Earnings expanding 115.8% YoY

Debt/EquityHealth
-2.5010/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.648/10

Growing faster than its price suggests

P/E RatioValuation
13.8x8/10

Attractively priced relative to earnings

Operating MarginProfitability
21.7%8/10

Strong operational efficiency at 21.7%

ZTO6 strengths · Avg: 9.0/10
P/E RatioValuation
11.0x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
58.1%10/10

Earnings expanding 58.1% YoY

Altman Z-ScoreHealth
3.4210/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.2%8/10

Strong operational efficiency at 22.2%

Revenue GrowthGrowth
23.0%8/10

Revenue surging 23.0% year-over-year

Areas to Watch

PBI2 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.914/10

Grey zone — moderate risk

Revenue GrowthGrowth
-2.3%2/10

Revenue declined 2.3%

ZTO0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : PBI

The strongest argument for PBI centers on EPS Growth, Debt/Equity, PEG Ratio. PEG of 0.64 suggests the stock is reasonably priced for its growth.

Bull Case : ZTO

The strongest argument for ZTO centers on P/E Ratio, EPS Growth, Altman Z-Score. Profitability is solid with margins at 19.0% and operating margin at 22.2%. Revenue growth of 23.0% demonstrates continued momentum.

Bear Case : PBI

The primary concerns for PBI are Altman Z-Score, Revenue Growth.

Bear Case : ZTO

No major red flags identified for ZTO, but monitor valuation.

Key Dynamics to Monitor

PBI profiles as a value stock while ZTO is a growth play — different risk/reward profiles.

PBI carries more volatility with a beta of 1.63 — expect wider price swings.

ZTO is growing revenue faster at 23.0% — sustainability is the question.

ZTO generates stronger free cash flow (1.9B), providing more financial flexibility.

Bottom Line

ZTO scores higher overall (80/100 vs 64/100), backed by strong 19.0% margins and 23.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Pitney Bowes Inc

INDUSTRIALS · INTEGRATED FREIGHT & LOGISTICS · USA

Pitney Bowes Inc., a technology company, offers business solutions in the United States and internationally. The company is headquartered in Stamford, Connecticut.

ZTO Express (Cayman) Inc

INDUSTRIALS · INTEGRATED FREIGHT & LOGISTICS · China

ZTO Express (Cayman) Inc. provides express delivery and other value-added logistics services in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China.

Visit Website →

Want to dig deeper into these stocks?