WallStSmart

Pitney Bowes Inc (PBI)vsUnited Parcel Service Inc (UPS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

United Parcel Service Inc generates 4719% more annual revenue ($89.93B vs $1.87B). PBI leads profitability with a 10.0% profit margin vs 5.1%. PBI appears more attractively valued with a PEG of 0.64. PBI earns a higher WallStSmart Score of 64/100 (C+).

PBI

Buy

64

out of 100

Grade: C+

Growth: 4.7Profit: 7.0Value: 6.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.91

UPS

Buy

57

out of 100

Grade: C

Growth: 3.3Profit: 6.5Value: 6.7Quality: 5.0
Piotroski: 3/9Altman Z: 2.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PBISignificantly Overvalued (-85.3%)

Margin of Safety

-85.3%

Fair Value

$9.16

Current Price

$17.32

$8.16 premium

UndervaluedFair: $9.16Overvalued
UPSUndervalued (+16.1%)

Margin of Safety

+16.1%

Fair Value

$143.12

Current Price

$102.46

$40.66 discount

UndervaluedFair: $143.12Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PBI5 strengths · Avg: 8.8/10
EPS GrowthGrowth
115.8%10/10

Earnings expanding 115.8% YoY

Debt/EquityHealth
-2.5010/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.648/10

Growing faster than its price suggests

P/E RatioValuation
13.8x8/10

Attractively priced relative to earnings

Operating MarginProfitability
21.7%8/10

Strong operational efficiency at 21.7%

UPS2 strengths · Avg: 9.5/10
Return on EquityProfitability
30.3%10/10

Every $100 of equity generates 30 in profit

Market CapQuality
$85.32B9/10

Large-cap with strong market position

Areas to Watch

PBI2 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.914/10

Grey zone — moderate risk

Revenue GrowthGrowth
-2.3%2/10

Revenue declined 2.3%

UPS4 concerns · Avg: 2.8/10
Profit MarginProfitability
5.1%3/10

5.1% margin — thin

Debt/EquityHealth
1.903/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-53.0%2/10

Earnings declined 53.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : PBI

The strongest argument for PBI centers on EPS Growth, Debt/Equity, PEG Ratio. PEG of 0.64 suggests the stock is reasonably priced for its growth.

Bull Case : UPS

The strongest argument for UPS centers on Return on Equity, Market Cap. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : PBI

The primary concerns for PBI are Altman Z-Score, Revenue Growth.

Bear Case : UPS

The primary concerns for UPS are Profit Margin, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.90 is elevated, increasing financial risk.

Key Dynamics to Monitor

PBI carries more volatility with a beta of 1.63 — expect wider price swings.

UPS is growing revenue faster at 7.6% — sustainability is the question.

UPS generates stronger free cash flow (194M), providing more financial flexibility.

Monitor INTEGRATED FREIGHT & LOGISTICS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PBI scores higher overall (64/100 vs 57/100). UPS offers better value entry with a 16.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Pitney Bowes Inc

INDUSTRIALS · INTEGRATED FREIGHT & LOGISTICS · USA

Pitney Bowes Inc., a technology company, offers business solutions in the United States and internationally. The company is headquartered in Stamford, Connecticut.

United Parcel Service Inc

INDUSTRIALS · INTEGRATED FREIGHT & LOGISTICS · USA

United Parcel Service is an American multinational shipping & receiving and supply chain management company founded in 1907.

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