WallStSmart

Pitney Bowes Inc (PBI)vsUnited Parcel Service Inc (UPS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

United Parcel Service Inc generates 4606% more annual revenue ($88.32B vs $1.88B). PBI leads profitability with a 8.9% profit margin vs 5.9%. PBI appears more attractively valued with a PEG of 0.67. PBI earns a higher WallStSmart Score of 62/100 (C+).

PBI

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 6.5Value: 6.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.91

UPS

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 6.5Value: 6.7Quality: 5.0
Piotroski: 3/9Altman Z: 2.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PBISignificantly Overvalued (-84.9%)

Margin of Safety

-84.9%

Fair Value

$9.12

Current Price

$16.73

$7.62 premium

UndervaluedFair: $9.12Overvalued
UPSUndervalued (+15.7%)

Margin of Safety

+15.7%

Fair Value

$142.42

Current Price

$108.54

$33.88 discount

UndervaluedFair: $142.42Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PBI5 strengths · Avg: 8.8/10
EPS GrowthGrowth
105.3%10/10

Earnings expanding 105.3% YoY

Debt/EquityHealth
-2.5410/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.678/10

Growing faster than its price suggests

P/E RatioValuation
16.3x8/10

Attractively priced relative to earnings

Operating MarginProfitability
23.4%8/10

Strong operational efficiency at 23.4%

UPS4 strengths · Avg: 8.8/10
Return on EquityProfitability
33.3%10/10

Every $100 of equity generates 33 in profit

Market CapQuality
$92.59B9/10

Large-cap with strong market position

P/E RatioValuation
17.6x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$1.19B8/10

Generating 1.2B in free cash flow

Areas to Watch

PBI2 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.914/10

Grey zone — moderate risk

Revenue GrowthGrowth
-3.2%2/10

Revenue declined 3.2%

UPS4 concerns · Avg: 3.3/10
PEG RatioValuation
1.724/10

Expensive relative to growth rate

Profit MarginProfitability
5.9%3/10

5.9% margin — thin

Debt/EquityHealth
1.593/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : PBI

The strongest argument for PBI centers on EPS Growth, Debt/Equity, PEG Ratio. PEG of 0.67 suggests the stock is reasonably priced for its growth.

Bull Case : UPS

The strongest argument for UPS centers on Return on Equity, Market Cap, P/E Ratio.

Bear Case : PBI

The primary concerns for PBI are Altman Z-Score, Revenue Growth.

Bear Case : UPS

The primary concerns for UPS are PEG Ratio, Profit Margin, Debt/Equity. Debt-to-equity of 1.59 is elevated, increasing financial risk.

Key Dynamics to Monitor

PBI carries more volatility with a beta of 1.64 — expect wider price swings.

UPS is growing revenue faster at -1.6% — sustainability is the question.

UPS generates stronger free cash flow (1.2B), providing more financial flexibility.

Monitor INTEGRATED FREIGHT & LOGISTICS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PBI scores higher overall (62/100 vs 49/100). UPS offers better value entry with a 15.7% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Pitney Bowes Inc

INDUSTRIALS · INTEGRATED FREIGHT & LOGISTICS · USA

Pitney Bowes Inc., a technology company, offers business solutions in the United States and internationally. The company is headquartered in Stamford, Connecticut.

United Parcel Service Inc

INDUSTRIALS · INTEGRATED FREIGHT & LOGISTICS · USA

United Parcel Service is an American multinational shipping & receiving and supply chain management company founded in 1907.

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