Global Payments Inc (GPN)vsLegalZoom.com Inc (LZ)
GPN
Global Payments Inc
$88.29
-0.29%
INDUSTRIALS · Cap: $24.54B
LZ
LegalZoom.com Inc
$6.05
+2.37%
INDUSTRIALS · Cap: $1.03B
Smart Verdict
WallStSmart Research — data-driven comparison
Global Payments Inc generates 1188% more annual revenue ($10.21B vs $792.49M). LZ leads profitability with a 2.1% profit margin vs -9.2%. GPN trades at a lower P/E of 44.0x. GPN earns a higher WallStSmart Score of 59/100 (C).
GPN
Buy59
out of 100
Grade: C
LZ
Hold37
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+49.5%
Fair Value
$142.91
Current Price
$88.29
$54.62 discount
Margin of Safety
+27.4%
Fair Value
$9.79
Current Price
$6.05
$3.74 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Revenue surging 68.6% year-over-year
Conservative balance sheet, low leverage
Areas to Watch
Premium valuation, high expectations priced in
ROE of -4.1% — below average capital efficiency
Earnings declined 95.2%
Distress zone — elevated risk
Smaller company, higher risk/reward
2.1% margin — thin
Weak financial health signals
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : GPN
The strongest argument for GPN centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 68.6% demonstrates continued momentum. PEG of 0.27 suggests the stock is reasonably priced for its growth.
Bull Case : LZ
The strongest argument for LZ centers on Debt/Equity.
Bear Case : GPN
The primary concerns for GPN are P/E Ratio, Return on Equity, EPS Growth. A P/E of 44.0x leaves little room for execution misses.
Bear Case : LZ
The primary concerns for LZ are Market Cap, Profit Margin, Piotroski F-Score. A P/E of 66.9x leaves little room for execution misses. Thin 2.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
GPN profiles as a hypergrowth stock while LZ is a value play — different risk/reward profiles.
LZ carries more volatility with a beta of 1.26 — expect wider price swings.
GPN is growing revenue faster at 68.6% — sustainability is the question.
GPN generates stronger free cash flow (427M), providing more financial flexibility.
Bottom Line
GPN scores higher overall (59/100 vs 37/100) and 68.6% revenue growth. LZ offers better value entry with a 27.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Global Payments Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.
Visit Website →LegalZoom.com Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
LegalZoom.com, Inc. operates an online platform for legal and compliance solutions in the United States. The company is headquartered in Glendale, California.
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