Global Payments Inc (GPN)vsLegalZoom.com Inc (LZ)
GPN
Global Payments Inc
$70.77
-0.28%
INDUSTRIALS · Cap: $19.81B
LZ
LegalZoom.com Inc
$5.93
-0.84%
INDUSTRIALS · Cap: $1.06B
Smart Verdict
WallStSmart Research — data-driven comparison
Global Payments Inc generates 919% more annual revenue ($7.71B vs $756.04M). GPN leads profitability with a 18.2% profit margin vs 2.0%. GPN trades at a lower P/E of 16.0x. GPN earns a higher WallStSmart Score of 63/100 (C+).
GPN
Buy63
out of 100
Grade: C+
LZ
Hold39
out of 100
Grade: F
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-139.8%
Fair Value
$30.12
Current Price
$70.77
$40.65 premium
Margin of Safety
-1216.7%
Fair Value
$0.54
Current Price
$5.93
$5.39 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Attractively priced relative to earnings
Strong operational efficiency at 27.9%
17.7% revenue growth
Areas to Watch
0.0% revenue growth
ROE of 4.8% — below average capital efficiency
Earnings declined 59.2%
Distress zone — elevated risk
Smaller company, higher risk/reward
2.0% margin — thin
Premium valuation, high expectations priced in
Earnings declined 57.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : GPN
The strongest argument for GPN centers on PEG Ratio, Price/Book, P/E Ratio. Profitability is solid with margins at 18.2% and operating margin at 27.9%. PEG of 0.20 suggests the stock is reasonably priced for its growth.
Bull Case : LZ
The strongest argument for LZ centers on Revenue Growth. Revenue growth of 17.7% demonstrates continued momentum.
Bear Case : GPN
The primary concerns for GPN are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : LZ
The primary concerns for LZ are Market Cap, Profit Margin, P/E Ratio. A P/E of 74.8x leaves little room for execution misses. Thin 2.0% margins leave little buffer for downturns.
Key Dynamics to Monitor
GPN profiles as a value stock while LZ is a growth play — different risk/reward profiles.
LZ carries more volatility with a beta of 1.25 — expect wider price swings.
LZ is growing revenue faster at 17.7% — sustainability is the question.
GPN generates stronger free cash flow (347M), providing more financial flexibility.
Bottom Line
GPN scores higher overall (63/100 vs 39/100), backed by strong 18.2% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Global Payments Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
Global Payments Inc. is an American company providing financial technology services globally headquartered in Atlanta, Georgia.
Visit Website →LegalZoom.com Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
LegalZoom.com, Inc. operates an online platform for legal and compliance solutions in the United States. The company is headquartered in Glendale, California.
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