WallStSmart

First American Corporation (FAF)vsMBIA Inc (MBI)

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Smart Verdict

WallStSmart Research — data-driven comparison

First American Corporation generates 9093% more annual revenue ($8.09B vs $88.00M). FAF leads profitability with a 9.1% profit margin vs -164.8%. MBI appears more attractively valued with a PEG of 1.71. FAF earns a higher WallStSmart Score of 56/100 (C).

FAF

Buy

56

out of 100

Grade: C

Growth: 3.3Profit: 6.0Value: 5.7Quality: 5.8
Piotroski: 5/9

MBI

Hold

38

out of 100

Grade: F

Growth: 2.7Profit: 4.5Value: 4.7Quality: 7.0
Piotroski: 4/9Altman Z: -0.53

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FAF2 strengths · Avg: 10.0/10
P/E RatioValuation
8.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

MBI2 strengths · Avg: 9.0/10
Debt/EquityHealth
-1.2510/10

Conservative balance sheet, low leverage

Operating MarginProfitability
22.2%8/10

Strong operational efficiency at 22.2%

Areas to Watch

FAF2 concerns · Avg: 2.0/10
PEG RatioValuation
2.982/10

Expensive relative to growth rate

EPS GrowthGrowth
-6.5%2/10

Earnings declined 6.5%

MBI4 concerns · Avg: 3.5/10
PEG RatioValuation
1.714/10

Expensive relative to growth rate

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$227.53M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : FAF

The strongest argument for FAF centers on P/E Ratio, Price/Book.

Bull Case : MBI

The strongest argument for MBI centers on Debt/Equity, Operating Margin.

Bear Case : FAF

The primary concerns for FAF are PEG Ratio, EPS Growth.

Bear Case : MBI

The primary concerns for MBI are PEG Ratio, EPS Growth, Market Cap.

Key Dynamics to Monitor

FAF profiles as a value stock while MBI is a turnaround play — different risk/reward profiles.

MBI carries more volatility with a beta of 1.46 — expect wider price swings.

FAF is growing revenue faster at 5.3% — sustainability is the question.

FAF generates stronger free cash flow (197M), providing more financial flexibility.

Bottom Line

FAF scores higher overall (56/100 vs 38/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

First American Corporation

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.

MBIA Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

MBIA Inc. provides financial insurance services to the public financial markets. The company is headquartered in Purchase, New York.

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