WallStSmart

First American Corporation (FAF)vsMBIA Inc (MBI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

First American Corporation generates 7765% more annual revenue ($7.71B vs $98.00M). FAF leads profitability with a 8.7% profit margin vs -158.2%. MBI appears more attractively valued with a PEG of 1.71. FAF earns a higher WallStSmart Score of 68/100 (B-).

FAF

Strong Buy

68

out of 100

Grade: B-

Growth: 6.7Profit: 6.0Value: 5.7Quality: 6.0
Piotroski: 5/9

MBI

Hold

38

out of 100

Grade: F

Growth: 3.3Profit: 4.5Value: 4.7Quality: 7.3
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FAF4 strengths · Avg: 9.5/10
P/E RatioValuation
10.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
70.4%10/10

Earnings expanding 70.4% YoY

Revenue GrowthGrowth
16.2%8/10

16.2% revenue growth

MBI1 strengths · Avg: 10.0/10
Debt/EquityHealth
-1.4810/10

Conservative balance sheet, low leverage

Areas to Watch

FAF2 concerns · Avg: 2.0/10
PEG RatioValuation
2.982/10

Expensive relative to growth rate

Free Cash FlowQuality
$-32.70M2/10

Negative free cash flow — burning cash

MBI4 concerns · Avg: 3.8/10
PEG RatioValuation
1.714/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$289.81M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : FAF

The strongest argument for FAF centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 16.2% demonstrates continued momentum.

Bull Case : MBI

The strongest argument for MBI centers on Debt/Equity.

Bear Case : FAF

The primary concerns for FAF are PEG Ratio, Free Cash Flow.

Bear Case : MBI

The primary concerns for MBI are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

FAF profiles as a growth stock while MBI is a turnaround play — different risk/reward profiles.

MBI carries more volatility with a beta of 1.37 — expect wider price swings.

FAF is growing revenue faster at 16.2% — sustainability is the question.

FAF generates stronger free cash flow (-33M), providing more financial flexibility.

Bottom Line

FAF scores higher overall (68/100 vs 38/100) and 16.2% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

First American Corporation

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.

MBIA Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

MBIA Inc. provides financial insurance services to the public financial markets. The company is headquartered in Purchase, New York.

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