WallStSmart

Fidelity National Financial Inc (FNF)vsMBIA Inc (MBI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Financial Inc generates 15169% more annual revenue ($14.96B vs $98.00M). FNF leads profitability with a 5.1% profit margin vs -158.2%. FNF appears more attractively valued with a PEG of 0.85. FNF earns a higher WallStSmart Score of 78/100 (B+).

FNF

Strong Buy

78

out of 100

Grade: B+

Growth: 8.0Profit: 5.5Value: 7.0Quality: 5.5
Piotroski: 3/9Altman Z: 0.64

MBI

Hold

38

out of 100

Grade: F

Growth: 3.3Profit: 4.5Value: 4.7Quality: 7.3
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FNF5 strengths · Avg: 8.4/10
EPS GrowthGrowth
200.0%10/10

Earnings expanding 200.0% YoY

PEG RatioValuation
0.858/10

Growing faster than its price suggests

P/E RatioValuation
17.1x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.7%8/10

16.7% revenue growth

MBI1 strengths · Avg: 10.0/10
Debt/EquityHealth
-1.4810/10

Conservative balance sheet, low leverage

Areas to Watch

FNF3 concerns · Avg: 2.7/10
Profit MarginProfitability
5.1%3/10

5.1% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.642/10

Distress zone — elevated risk

MBI4 concerns · Avg: 3.8/10
PEG RatioValuation
1.714/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$289.81M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : FNF

The strongest argument for FNF centers on EPS Growth, PEG Ratio, P/E Ratio. Revenue growth of 16.7% demonstrates continued momentum. PEG of 0.85 suggests the stock is reasonably priced for its growth.

Bull Case : MBI

The strongest argument for MBI centers on Debt/Equity.

Bear Case : FNF

The primary concerns for FNF are Profit Margin, Piotroski F-Score, Altman Z-Score.

Bear Case : MBI

The primary concerns for MBI are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

FNF profiles as a growth stock while MBI is a turnaround play — different risk/reward profiles.

MBI carries more volatility with a beta of 1.37 — expect wider price swings.

FNF is growing revenue faster at 16.7% — sustainability is the question.

FNF generates stronger free cash flow (848M), providing more financial flexibility.

Bottom Line

FNF scores higher overall (78/100 vs 38/100) and 16.7% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fidelity National Financial Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

Fidelity National Financial, Inc. offers various insurance products in the United States. The company is headquartered in Jacksonville, Florida.

MBIA Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

MBIA Inc. provides financial insurance services to the public financial markets. The company is headquartered in Purchase, New York.

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