First American Corporation (FAF)vsMGIC Investment Corp (MTG)
FAF
First American Corporation
$63.55
-1.30%
FINANCIAL SERVICES · Cap: $6.49B
MTG
MGIC Investment Corp
$28.26
-1.40%
FINANCIAL SERVICES · Cap: $5.71B
Smart Verdict
WallStSmart Research — data-driven comparison
First American Corporation generates 577% more annual revenue ($8.09B vs $1.20B). MTG leads profitability with a 59.2% profit margin vs 9.1%. MTG appears more attractively valued with a PEG of 0.40. MTG earns a higher WallStSmart Score of 67/100 (B-).
FAF
Buy56
out of 100
Grade: C
MTG
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 59 of every $100 in revenue as profit
Strong operational efficiency at 80.8%
Conservative balance sheet, low leverage
Areas to Watch
Expensive relative to growth rate
Earnings declined 6.5%
Weak financial health signals
Revenue declined 2.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : FAF
The strongest argument for FAF centers on P/E Ratio, Price/Book.
Bull Case : MTG
The strongest argument for MTG centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 59.2% and operating margin at 80.8%. PEG of 0.40 suggests the stock is reasonably priced for its growth.
Bear Case : FAF
The primary concerns for FAF are PEG Ratio, EPS Growth.
Bear Case : MTG
The primary concerns for MTG are Piotroski F-Score, Revenue Growth.
Key Dynamics to Monitor
FAF profiles as a value stock while MTG is a declining play — different risk/reward profiles.
FAF carries more volatility with a beta of 1.26 — expect wider price swings.
FAF is growing revenue faster at 5.3% — sustainability is the question.
FAF generates stronger free cash flow (197M), providing more financial flexibility.
Bottom Line
MTG scores higher overall (67/100 vs 56/100), backed by strong 59.2% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
First American Corporation
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.
MGIC Investment Corp
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
MGIC Investment Corporation offers private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government-sponsored entities in the United States, Puerto Rico, and Guam. The company is headquartered in Milwaukee, Wisconsin.
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