WallStSmart

AXIS Capital Holdings Ltd (AXS)vsMBIA Inc (MBI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AXIS Capital Holdings Ltd generates 6722% more annual revenue ($6.69B vs $98.00M). AXS leads profitability with a 16.0% profit margin vs -158.2%. AXS appears more attractively valued with a PEG of 1.18. AXS earns a higher WallStSmart Score of 76/100 (B+).

AXS

Strong Buy

76

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 1.05

MBI

Hold

38

out of 100

Grade: F

Growth: 3.3Profit: 4.5Value: 4.7Quality: 7.3
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AXS4 strengths · Avg: 9.3/10
P/E RatioValuation
7.6x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
45.6%8/10

Earnings expanding 45.6% YoY

MBI1 strengths · Avg: 10.0/10
Debt/EquityHealth
-1.4810/10

Conservative balance sheet, low leverage

Areas to Watch

AXS1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.052/10

Distress zone — elevated risk

MBI4 concerns · Avg: 3.8/10
PEG RatioValuation
1.714/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$289.81M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : AXS

The strongest argument for AXS centers on P/E Ratio, Price/Book, Debt/Equity. Profitability is solid with margins at 16.0% and operating margin at 19.0%. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bull Case : MBI

The strongest argument for MBI centers on Debt/Equity.

Bear Case : AXS

The primary concerns for AXS are Altman Z-Score.

Bear Case : MBI

The primary concerns for MBI are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

AXS profiles as a mature stock while MBI is a turnaround play — different risk/reward profiles.

MBI carries more volatility with a beta of 1.37 — expect wider price swings.

AXS is growing revenue faster at 8.0% — sustainability is the question.

AXS generates stronger free cash flow (519M), providing more financial flexibility.

Bottom Line

AXS scores higher overall (76/100 vs 38/100), backed by strong 16.0% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AXIS Capital Holdings Ltd

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

AXIS Capital Holdings Limited, offers various specialized insurance and reinsurance products worldwide. The company is headquartered in Pembroke, Bermuda.

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MBIA Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

MBIA Inc. provides financial insurance services to the public financial markets. The company is headquartered in Purchase, New York.

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