Enact Holdings Inc (ACT)vsMBIA Inc (MBI)
ACT
Enact Holdings Inc
$48.34
+0.77%
FINANCIAL SERVICES · Cap: $6.49B
MBI
MBIA Inc
$5.37
-0.37%
FINANCIAL SERVICES · Cap: $306.11M
Smart Verdict
WallStSmart Research — data-driven comparison
Enact Holdings Inc generates 1166% more annual revenue ($1.24B vs $98.00M). ACT leads profitability with a 54.5% profit margin vs -158.2%. ACT earns a higher WallStSmart Score of 54/100 (C-).
ACT
Buy54
out of 100
Grade: C-
MBI
Hold39
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 55 of every $100 in revenue as profit
Strong operational efficiency at 72.3%
Conservative balance sheet, low leverage
Conservative balance sheet, low leverage
Areas to Watch
1.7% revenue growth
Expensive relative to growth rate
4.8% revenue growth
0.0% earnings growth
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : ACT
The strongest argument for ACT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 54.5% and operating margin at 72.3%.
Bull Case : MBI
The strongest argument for MBI centers on Debt/Equity.
Bear Case : ACT
The primary concerns for ACT are Revenue Growth.
Bear Case : MBI
The primary concerns for MBI are PEG Ratio, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
ACT profiles as a value stock while MBI is a turnaround play — different risk/reward profiles.
MBI carries more volatility with a beta of 1.32 — expect wider price swings.
MBI is growing revenue faster at 4.8% — sustainability is the question.
ACT generates stronger free cash flow (224M), providing more financial flexibility.
Bottom Line
ACT scores higher overall (54/100 vs 39/100), backed by strong 54.5% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Enact Holdings Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Enact Holdings Inc (ACT) is a prominent player in the U.S. housing sector, specializing in private mortgage insurance and comprehensive risk management solutions that enhance the affordability and accessibility of homeownership. The company is characterized by a strong capital foundation and a commitment to innovation, driven by strategic collaborations that optimize lender operations and navigate complex market dynamics. With a focus on proactive risk management and sustainable housing practices, Enact is well-positioned to seize emerging growth opportunities within the evolving real estate landscape, highlighting its essential role in supporting the housing market.
Visit Website →MBIA Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
MBIA Inc. provides financial insurance services to the public financial markets. The company is headquartered in Purchase, New York.
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