Enact Holdings Inc (ACT)vsMBIA Inc (MBI)
ACT
Enact Holdings Inc
$41.79
+2.05%
FINANCIAL SERVICES · Cap: $5.92B
MBI
MBIA Inc
$6.13
+7.17%
FINANCIAL SERVICES · Cap: $289.81M
Smart Verdict
WallStSmart Research — data-driven comparison
Enact Holdings Inc generates 1166% more annual revenue ($1.24B vs $98.00M). ACT leads profitability with a 54.5% profit margin vs -158.2%. ACT earns a higher WallStSmart Score of 54/100 (C-).
ACT
Buy54
out of 100
Grade: C-
MBI
Hold38
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 55 of every $100 in revenue as profit
Strong operational efficiency at 72.3%
Conservative balance sheet, low leverage
Conservative balance sheet, low leverage
Areas to Watch
1.7% revenue growth
Expensive relative to growth rate
4.8% revenue growth
0.0% earnings growth
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : ACT
The strongest argument for ACT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 54.5% and operating margin at 72.3%.
Bull Case : MBI
The strongest argument for MBI centers on Debt/Equity.
Bear Case : ACT
The primary concerns for ACT are Revenue Growth.
Bear Case : MBI
The primary concerns for MBI are PEG Ratio, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
ACT profiles as a value stock while MBI is a turnaround play — different risk/reward profiles.
MBI carries more volatility with a beta of 1.37 — expect wider price swings.
MBI is growing revenue faster at 4.8% — sustainability is the question.
ACT generates stronger free cash flow (224M), providing more financial flexibility.
Bottom Line
ACT scores higher overall (54/100 vs 38/100), backed by strong 54.5% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Enact Holdings Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Enact Holdings Inc (ACT) is a leading provider of private mortgage insurance and risk management solutions within the U.S. housing sector, dedicated to enhancing homeownership accessibility and supporting sustainable housing initiatives. The company's robust capital structure and strategic partnerships allow it to adeptly navigate market complexities while fostering innovation and technological advancements. By focusing on lender capabilities and proactive risk management, Enact is strategically positioned to capitalize on growth opportunities in a dynamic real estate landscape.
Visit Website →MBIA Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
MBIA Inc. provides financial insurance services to the public financial markets. The company is headquartered in Purchase, New York.
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