WallStSmart

AXIS Capital Holdings Ltd (AXS)vsFirst American Corporation (FAF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

First American Corporation generates 17% more annual revenue ($7.98B vs $6.81B). AXS leads profitability with a 16.2% profit margin vs 9.3%. AXS appears more attractively valued with a PEG of 1.18. AXS earns a higher WallStSmart Score of 74/100 (B).

AXS

Strong Buy

74

out of 100

Grade: B

Growth: 6.7Profit: 7.0Value: 7.0Quality: 7.5
Piotroski: 5/9Altman Z: 1.05

FAF

Strong Buy

70

out of 100

Grade: B

Growth: 6.7Profit: 6.5Value: 5.7Quality: 7.3
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AXS4 strengths · Avg: 9.3/10
P/E RatioValuation
7.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
24.3%8/10

Earnings expanding 24.3% YoY

FAF4 strengths · Avg: 9.5/10
P/E RatioValuation
10.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
50.4%10/10

Earnings expanding 50.4% YoY

Revenue GrowthGrowth
15.0%8/10

15.0% revenue growth

Areas to Watch

AXS1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.052/10

Distress zone — elevated risk

FAF1 concerns · Avg: 2.0/10
PEG RatioValuation
2.982/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AXS

The strongest argument for AXS centers on P/E Ratio, Price/Book, Debt/Equity. Profitability is solid with margins at 16.2% and operating margin at 19.2%. PEG of 1.18 suggests the stock is reasonably priced for its growth.

Bull Case : FAF

The strongest argument for FAF centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 15.0% demonstrates continued momentum.

Bear Case : AXS

The primary concerns for AXS are Altman Z-Score.

Bear Case : FAF

The primary concerns for FAF are PEG Ratio.

Key Dynamics to Monitor

AXS profiles as a mature stock while FAF is a value play — different risk/reward profiles.

FAF carries more volatility with a beta of 1.23 — expect wider price swings.

FAF is growing revenue faster at 15.0% — sustainability is the question.

AXS generates stronger free cash flow (477M), providing more financial flexibility.

Bottom Line

AXS scores higher overall (74/100 vs 70/100), backed by strong 16.2% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AXIS Capital Holdings Ltd

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

AXIS Capital Holdings Limited, offers various specialized insurance and reinsurance products worldwide. The company is headquartered in Pembroke, Bermuda.

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First American Corporation

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.

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