WallStSmart

First American Corporation (FAF)vsFidelity National Financial Inc (FNF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Fidelity National Financial Inc generates 94% more annual revenue ($14.96B vs $7.71B). FAF leads profitability with a 8.7% profit margin vs 5.1%. FNF appears more attractively valued with a PEG of 0.85. FNF earns a higher WallStSmart Score of 78/100 (B+).

FAF

Strong Buy

68

out of 100

Grade: B-

Growth: 6.7Profit: 6.0Value: 5.7Quality: 6.0
Piotroski: 5/9

FNF

Strong Buy

78

out of 100

Grade: B+

Growth: 8.0Profit: 5.5Value: 7.0Quality: 5.5
Piotroski: 3/9Altman Z: 0.64

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FAF4 strengths · Avg: 9.5/10
P/E RatioValuation
10.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
70.4%10/10

Earnings expanding 70.4% YoY

Revenue GrowthGrowth
16.2%8/10

16.2% revenue growth

FNF5 strengths · Avg: 8.4/10
EPS GrowthGrowth
200.0%10/10

Earnings expanding 200.0% YoY

PEG RatioValuation
0.858/10

Growing faster than its price suggests

P/E RatioValuation
17.1x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.7%8/10

16.7% revenue growth

Areas to Watch

FAF2 concerns · Avg: 2.0/10
PEG RatioValuation
2.982/10

Expensive relative to growth rate

Free Cash FlowQuality
$-32.70M2/10

Negative free cash flow — burning cash

FNF3 concerns · Avg: 2.7/10
Profit MarginProfitability
5.1%3/10

5.1% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.642/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : FAF

The strongest argument for FAF centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 16.2% demonstrates continued momentum.

Bull Case : FNF

The strongest argument for FNF centers on EPS Growth, PEG Ratio, P/E Ratio. Revenue growth of 16.7% demonstrates continued momentum. PEG of 0.85 suggests the stock is reasonably priced for its growth.

Bear Case : FAF

The primary concerns for FAF are PEG Ratio, Free Cash Flow.

Bear Case : FNF

The primary concerns for FNF are Profit Margin, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

FAF carries more volatility with a beta of 1.26 — expect wider price swings.

FNF is growing revenue faster at 16.7% — sustainability is the question.

FNF generates stronger free cash flow (848M), providing more financial flexibility.

Monitor INSURANCE - SPECIALTY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FNF scores higher overall (78/100 vs 68/100) and 16.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

First American Corporation

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.

Fidelity National Financial Inc

FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA

Fidelity National Financial, Inc. offers various insurance products in the United States. The company is headquartered in Jacksonville, Florida.

Want to dig deeper into these stocks?