WallStSmart

EastGroup Properties Inc (EGP)vsPennyMac Mortgage Investment Trust (PMT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

EastGroup Properties Inc generates 10% more annual revenue ($751.42M vs $684.41M). EGP leads profitability with a 40.6% profit margin vs 24.3%. PMT appears more attractively valued with a PEG of 0.76. PMT earns a higher WallStSmart Score of 66/100 (B-).

EGP

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 8.0Value: 3.3Quality: 5.5
Piotroski: 4/9Altman Z: 1.26

PMT

Strong Buy

66

out of 100

Grade: B-

Growth: 6.3Profit: 6.0Value: 9.3Quality: 3.3
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EGPFair Value (-3.4%)

Margin of Safety

-3.4%

Fair Value

$183.71

Current Price

$203.44

$19.73 premium

UndervaluedFair: $183.71Overvalued
PMTUndervalued (+77.6%)

Margin of Safety

+77.6%

Fair Value

$55.24

Current Price

$8.88

$46.36 discount

UndervaluedFair: $55.24Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EGP2 strengths · Avg: 10.0/10
Profit MarginProfitability
40.6%10/10

Keeps 41 of every $100 in revenue as profit

Operating MarginProfitability
40.8%10/10

Strong operational efficiency at 40.8%

PMT4 strengths · Avg: 9.3/10
P/E RatioValuation
6.5x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Profit MarginProfitability
24.3%9/10

Keeps 24 of every $100 in revenue as profit

PEG RatioValuation
0.768/10

Growing faster than its price suggests

Areas to Watch

EGP3 concerns · Avg: 2.7/10
P/E RatioValuation
34.5x4/10

Premium valuation, high expectations priced in

PEG RatioValuation
8.422/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.262/10

Distress zone — elevated risk

PMT4 concerns · Avg: 2.3/10
Market CapQuality
$812.73M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-2.94B2/10

Negative free cash flow — burning cash

Debt/EquityHealth
12.371/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : EGP

The strongest argument for EGP centers on Profit Margin, Operating Margin. Profitability is solid with margins at 40.6% and operating margin at 40.8%.

Bull Case : PMT

The strongest argument for PMT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.3% and operating margin at 10.9%. PEG of 0.76 suggests the stock is reasonably priced for its growth.

Bear Case : EGP

The primary concerns for EGP are P/E Ratio, PEG Ratio, Altman Z-Score.

Bear Case : PMT

The primary concerns for PMT are Market Cap, Piotroski F-Score, Free Cash Flow. Debt-to-equity of 12.37 is elevated, increasing financial risk.

Key Dynamics to Monitor

PMT carries more volatility with a beta of 1.11 — expect wider price swings.

EGP is growing revenue faster at 9.1% — sustainability is the question.

EGP generates stronger free cash flow (76M), providing more financial flexibility.

Monitor REIT - INDUSTRIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PMT scores higher overall (66/100 vs 59/100), backed by strong 24.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

EastGroup Properties Inc

REAL ESTATE · REIT - INDUSTRIAL · USA

EastGroup Properties, Inc. (NYSE: EGP), an S&P MidCap 400 company, is a self-managed capital real estate investment trust focused on the development, acquisition and operation of industrial properties in Sunbelt's major markets in the United States. with an emphasis on the states of Florida, Texas, Arizona, California and North Carolina.

PennyMac Mortgage Investment Trust

REAL ESTATE · REIT - MORTGAGE · USA

PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.

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