PennyMac Mortgage Investment Trust (PMT)vsPublic Storage (PSA)
PMT
PennyMac Mortgage Investment Trust
$8.88
+0.91%
REAL ESTATE · Cap: $812.73M
PSA
Public Storage
$289.71
-2.35%
REAL ESTATE · Cap: $55.40B
Smart Verdict
WallStSmart Research — data-driven comparison
Public Storage generates 617% more annual revenue ($4.91B vs $684.41M). PSA leads profitability with a 41.6% profit margin vs 24.3%. PMT appears more attractively valued with a PEG of 0.76. PMT earns a higher WallStSmart Score of 66/100 (B-).
PMT
Strong Buy66
out of 100
Grade: B-
PSA
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+77.6%
Fair Value
$55.24
Current Price
$8.88
$46.36 discount
Margin of Safety
-8.4%
Fair Value
$270.94
Current Price
$289.71
$18.77 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Growing faster than its price suggests
Keeps 42 of every $100 in revenue as profit
Strong operational efficiency at 45.7%
Large-cap with strong market position
Every $100 of equity generates 22 in profit
Earnings expanding 45.1% YoY
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Negative free cash flow — burning cash
Elevated debt levels
Moderate valuation
Trading at 10.5x book value
3.3% revenue growth
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : PMT
The strongest argument for PMT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.3% and operating margin at 10.9%. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bull Case : PSA
The strongest argument for PSA centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 41.6% and operating margin at 45.7%.
Bear Case : PMT
The primary concerns for PMT are Market Cap, Piotroski F-Score, Free Cash Flow. Debt-to-equity of 12.37 is elevated, increasing financial risk.
Bear Case : PSA
The primary concerns for PSA are P/E Ratio, Price/Book, Revenue Growth.
Key Dynamics to Monitor
PMT profiles as a mature stock while PSA is a value play — different risk/reward profiles.
PMT carries more volatility with a beta of 1.11 — expect wider price swings.
PMT is growing revenue faster at 6.1% — sustainability is the question.
PSA generates stronger free cash flow (799M), providing more financial flexibility.
Bottom Line
PMT scores higher overall (66/100 vs 62/100), backed by strong 24.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
PennyMac Mortgage Investment Trust
REAL ESTATE · REIT - MORTGAGE · USA
PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Public Storage
REAL ESTATE · REIT - INDUSTRIAL · USA
Public Storage is an American international self storage company headquartered in Glendale, California, that is run as a real estate investment trust (REIT).
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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