PMT
PennyMac Mortgage Investment Trust
NYSE: PMT · REAL ESTATE · REIT - MORTGAGE
$10.78
-0.10% today
Updated 2026-06-05
Market cap
$882.49M
P/E ratio
8.72
P/S ratio
1.31x
EPS (TTM)
$1.16
Dividend yield
16.20%
52W range
$10 – $13
Volume
1.0M
WallStSmart proprietary scores
69
out of 100
Grade: B
Buy
Investment rating
5.0
Growth
C+3.3
Quality
D6.0
Profitability
B9.3
Valuation
A+3/9
Piotroski F-Score
Weak
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →199 stocks currently score above 75
Price targets
Analyst target
$12.11
+12.34%
12-Month target
$13.37
+24.03%
Intrinsic (DCF)
$55.57
Margin of safety
+77.76%
1 Strong Buy0 Buy8 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 21.10% — above average
+ 77.76% below intrinsic value
Risks
- Piotroski 3/9 — weak financial health
- Negative free cash flow $-2.53B
- Revenue declining -24.10% QoQ
- Debt/equity 10.87x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $-145.66M | $725.87M | $504.60M | $1.74B | $675.55M |
| Net income | $-73.29M | $199.65M | $160.98M | $127.87M | $24.62M |
| EPS | — | — | — | — | $1.16 |
| Free cash flow | $1.78B | $1.33B | $-2.73B | $-7.21B | $-2.53B |
| Profit margin | 50.31% | 27.51% | 31.90% | 7.33% | 21.10% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-12 | TIDMORE, ABBIE | Sale | 484 | $11.89 |
| 2026-03-12 | STARK, DEREK | Sale | 931 | $11.89 |
| 2026-03-12 | SPECTOR, DAVID | Sale | 5,255 | $11.89 |
Peer comparison
Smart narrative
PennyMac Mortgage Investment Trust trades at $10.78. representing a P/E of 8.72x trailing earnings. Our Smart Value Score of 69/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $675.55M. with profit margins at 21.10%. Our DCF model estimates intrinsic value at $55.57.
Frequently asked questions
What is PennyMac Mortgage Investment Trust's stock price?
PennyMac Mortgage Investment Trust (PMT) trades at $10.78, on a P/E of 8.7x and a P/S of 1.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is PennyMac Mortgage Investment Trust overvalued?
PennyMac Mortgage Investment Trust carries a Smart Value Score of 69/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read. Our DCF puts intrinsic value at $55.57 versus the $10.78 price, a 77.8% margin of safety on a cash flow basis.
What is the price target of PennyMac Mortgage Investment Trust (PMT)?
The 12-month analyst consensus target is $12.11, about 12.3% above the current $10.78. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the future stock price of PMT by 2030?
Our research-backed model puts the 2030 base case at $35.10, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.
What is the intrinsic value of PennyMac Mortgage Investment Trust (PMT)?
Our DCF model estimates intrinsic value at $55.57, a +77.8% margin of safety versus today's $10.78. Intrinsic value is what the projected cash flows are worth today. A positive reading means the price sits below that estimate, leaving a cushion if growth holds.
What is PennyMac Mortgage Investment Trust's revenue?
PennyMac Mortgage Investment Trust's trailing twelve-month revenue is $675.55M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorREAL ESTATE
IndustryREIT - MORTGAGE
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio1.31x
ROE7.65%
Beta1.11
50D MA$11.14
200D MA$12.06
Shares out0.09B
Float0.07B
Short ratio—
Avg volume1.0M
Performance
1 week+0.00%
1 month-3.05%
3 months-9.99%
YTD-18.88%
1 year—
3 years—
5 years—