CubeSmart (CUBE)vsPennyMac Mortgage Investment Trust (PMT)
CUBE
CubeSmart
$41.77
-0.19%
REAL ESTATE · Cap: $9.39B
PMT
PennyMac Mortgage Investment Trust
$9.65
+3.32%
REAL ESTATE · Cap: $822.32M
Smart Verdict
WallStSmart Research — data-driven comparison
CubeSmart generates 89% more annual revenue ($1.14B vs $602.22M). CUBE leads profitability with a 29.3% profit margin vs 27.6%. PMT appears more attractively valued with a PEG of 0.76. PMT earns a higher WallStSmart Score of 66/100 (B-).
CUBE
Buy53
out of 100
Grade: C-
PMT
Strong Buy66
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+26.9%
Fair Value
$52.82
Current Price
$41.77
$11.05 discount
Margin of Safety
+74.8%
Fair Value
$49.06
Current Price
$9.65
$39.41 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 41.0%
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Strong operational efficiency at 20.8%
Areas to Watch
Moderate valuation
1.3% revenue growth
Elevated debt levels
Weak financial health signals
Smaller company, higher risk/reward
ROE of 7.7% — below average capital efficiency
Weak financial health signals
Revenue declined 50.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : CUBE
The strongest argument for CUBE centers on Operating Margin, Profit Margin. Profitability is solid with margins at 29.3% and operating margin at 41.0%.
Bull Case : PMT
The strongest argument for PMT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 27.6% and operating margin at 20.8%. PEG of 0.76 suggests the stock is reasonably priced for its growth.
Bear Case : CUBE
The primary concerns for CUBE are P/E Ratio, Revenue Growth, Debt/Equity.
Bear Case : PMT
The primary concerns for PMT are Market Cap, Return on Equity, Piotroski F-Score. Debt-to-equity of 10.87 is elevated, increasing financial risk.
Key Dynamics to Monitor
CUBE profiles as a value stock while PMT is a declining play — different risk/reward profiles.
PMT carries more volatility with a beta of 1.12 — expect wider price swings.
CUBE is growing revenue faster at 1.3% — sustainability is the question.
CUBE generates stronger free cash flow (149M), providing more financial flexibility.
Bottom Line
PMT scores higher overall (66/100 vs 53/100), backed by strong 27.6% margins. CUBE offers better value entry with a 26.9% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CubeSmart
REAL ESTATE · REIT - INDUSTRIAL · USA
CubeSmart is a self-managed and self-managed real estate investment trust.
Visit Website →PennyMac Mortgage Investment Trust
REAL ESTATE · REIT - MORTGAGE · USA
PennyMac Mortgage Investment Trust, a specialty finance company, invests primarily in mortgage-related assets in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Compare with Other REIT - INDUSTRIAL Stocks
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