WallStSmart

Everest Group Ltd (EG)vsRenaissancere Holdings Ltd (RNR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Everest Group Ltd generates 36% more annual revenue ($17.54B vs $12.86B). RNR leads profitability with a 20.8% profit margin vs 9.1%. EG appears more attractively valued with a PEG of 0.97. RNR earns a higher WallStSmart Score of 74/100 (B).

EG

Buy

62

out of 100

Grade: C+

Growth: 4.0Profit: 5.5Value: 7.3Quality: 7.8
Piotroski: 4/9

RNR

Strong Buy

74

out of 100

Grade: B

Growth: 6.7Profit: 8.0Value: 6.7Quality: 5.5
Piotroski: 6/9Altman Z: 1.06
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

EGSignificantly Overvalued (-29.4%)

Margin of Safety

-29.4%

Fair Value

$256.90

Current Price

$323.93

$67.03 premium

UndervaluedFair: $256.90Overvalued
RNRUndervalued (+19.8%)

Margin of Safety

+19.8%

Fair Value

$379.85

Current Price

$293.24

$86.61 discount

UndervaluedFair: $379.85Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

EG4 strengths · Avg: 9.3/10
P/E RatioValuation
8.6x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.978/10

Growing faster than its price suggests

RNR5 strengths · Avg: 9.4/10
P/E RatioValuation
5.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
43.7%10/10

Strong operational efficiency at 43.7%

Profit MarginProfitability
20.8%9/10

Keeps 21 of every $100 in revenue as profit

Revenue GrowthGrowth
27.6%8/10

Revenue surging 27.6% year-over-year

Areas to Watch

EG3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-2.9%2/10

Revenue declined 2.9%

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Free Cash FlowQuality
$-660.00M2/10

Negative free cash flow — burning cash

RNR3 concerns · Avg: 2.0/10
PEG RatioValuation
3.622/10

Expensive relative to growth rate

EPS GrowthGrowth
-14.2%2/10

Earnings declined 14.2%

Altman Z-ScoreHealth
1.062/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : EG

The strongest argument for EG centers on P/E Ratio, Price/Book, Debt/Equity. PEG of 0.97 suggests the stock is reasonably priced for its growth.

Bull Case : RNR

The strongest argument for RNR centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 20.8% and operating margin at 43.7%. Revenue growth of 27.6% demonstrates continued momentum.

Bear Case : EG

The primary concerns for EG are Revenue Growth, EPS Growth, Free Cash Flow.

Bear Case : RNR

The primary concerns for RNR are PEG Ratio, EPS Growth, Altman Z-Score.

Key Dynamics to Monitor

EG profiles as a value stock while RNR is a growth play — different risk/reward profiles.

EG carries more volatility with a beta of 0.33 — expect wider price swings.

RNR is growing revenue faster at 27.6% — sustainability is the question.

RNR generates stronger free cash flow (483M), providing more financial flexibility.

Bottom Line

RNR scores higher overall (74/100 vs 62/100), backed by strong 20.8% margins and 27.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Everest Group Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Everest Group, Ltd., provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company is headquartered in Hamilton, Bermuda.

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Renaissancere Holdings Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

RenaissanceRe Holdings Ltd. provides insurance and reinsurance products in the United States and internationally. The company is headquartered in Pembroke, Bermuda.

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