VEL
Velocity Financial Llc
NYSE: VEL · FINANCIAL SERVICES · MORTGAGE FINANCE
$19.29
+0.68% today
Updated 2026-04-30
Market cap
$777.25M
P/E ratio
7.20
P/S ratio
3.45x
EPS (TTM)
$2.75
Dividend yield
—
52W range
$16 – $21
Volume
0.1M
WallStSmart proprietary scores
66
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+3.0
Quality
D8.0
Profitability
A6.7
Valuation
B5/9
Piotroski F-Score
Moderate
0.5
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$21.67
+12.34%
12-Month target
$17.45
-9.54%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy1 Buy0 Hold1 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 46.60% — above average
Risks
- Altman Z 0.48 — distress zone
- Negative free cash flow $-4.57M
- Revenue declining -4.40% QoQ
- Debt/equity 9.70x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $248.38M | $131.72M | $482.78M | $714.45M | $225.61M |
| Net income | $32.21M | $52.27M | $68.42M | $105.05M | $34.80M |
| EPS | — | — | — | — | $2.75 |
| Free cash flow | $48.35M | $60.87M | $37.47M | $17.88M | $-4.57M |
| Profit margin | 12.97% | 39.69% | 14.17% | 14.70% | 46.60% |
Peer comparison
Smart narrative
Velocity Financial Llc trades at $19.29. representing a P/E of 7.20x trailing earnings. Our Smart Value Score of 66/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.48, it sits in the distress. TTM revenue stands at $225.61M. with profit margins at 46.60%.
Frequently asked questions
What is Velocity Financial Llc's stock price?
Velocity Financial Llc (VEL) trades at $19.29.
Is Velocity Financial Llc overvalued?
Smart Value Score 66/100 (Grade B, Buy).
What is the price target of Velocity Financial Llc (VEL)?
The analyst target price is $21.67, representing +12.3% upside from the current price of $19.29.
What is Velocity Financial Llc's revenue?
TTM revenue is $225.61M.
Piotroski F-Score?
5/9 — moderate financial health.
Altman Z-Score?
0.48 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryMORTGAGE FINANCE
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio3.45x
ROE17.60%
Beta0.76
50D MA$18.54
200D MA$18.69
Shares out0.04B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
1 week-1.19%
1 month+5.91%
3 months-6.08%
YTD-7.71%
1 year—
3 years—
5 years—