Berkshire Hathaway Inc (BRK-A)vsVelocity Financial Llc (VEL)
BRK-A
Berkshire Hathaway Inc
$733,550.00
+2.11%
FINANCIAL SERVICES · Cap: $1.02T
VEL
Velocity Financial Llc
$17.48
+0.17%
FINANCIAL SERVICES · Cap: $679.90M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 138121% more annual revenue ($375.39B vs $271.59M). VEL leads profitability with a 40.0% profit margin vs 19.3%. VEL trades at a lower P/E of 6.2x. VEL earns a higher WallStSmart Score of 74/100 (B).
BRK-A
Buy61
out of 100
Grade: C+
VEL
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.5B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 40 of every $100 in revenue as profit
Strong operational efficiency at 38.2%
Revenue surging 132.1% year-over-year
Areas to Watch
4.4% revenue growth
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bull Case : VEL
The strongest argument for VEL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 40.0% and operating margin at 38.2%. Revenue growth of 132.1% demonstrates continued momentum.
Bear Case : BRK-A
The primary concerns for BRK-A are Revenue Growth, PEG Ratio.
Bear Case : VEL
The primary concerns for VEL are Market Cap, Altman Z-Score, Debt/Equity. Debt-to-equity of 9.65 is elevated, increasing financial risk.
Key Dynamics to Monitor
BRK-A profiles as a value stock while VEL is a growth play — different risk/reward profiles.
VEL carries more volatility with a beta of 0.71 — expect wider price swings.
VEL is growing revenue faster at 132.1% — sustainability is the question.
BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.
Bottom Line
VEL scores higher overall (74/100 vs 61/100), backed by strong 40.0% margins and 132.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Velocity Financial Llc
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
Velocity Financial, Inc. is a real estate finance company in the United States. The company is headquartered in Westlake Village, California.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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