VEL
Velocity Financial Llc
NYSE: VEL · FINANCIAL SERVICES · MORTGAGE FINANCE
$19.29
+0.68% today
Updated 2026-04-30
Market cap
$777.25M
P/E ratio
7.20
P/S ratio
3.45x
EPS (TTM)
$2.75
Dividend yield
—
52W range
$16 – $21
Volume
0.1M
Velocity Financial Llc (VEL) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
6 of 8
Last 8 quarters
Avg EPS surprise
+19.7%
Last 4 quarters
Revenue YoY growth
+46.0%
Most recent quarter
EPS YoY growth
+55.0%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-0.7%
Last 2 reports
Positive reaction rate
50%
1 of 2 quarters
Largest single-day move
-1.9%
2026-03-05
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-03-05 | $0.93 | +38.8% | $18.33 | $17.99 | -1.9% |
| 2025-11-06 | $0.65 | +14.0% | $18.81 | $18.91 | +0.5% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | $0.67 | $0.93 | +38.8% | $182.32M | +46.0% |
| 2025-09-30 | $0.57 | $0.65 | +14.0% | $172.29M | +44.4% |
| 2025-06-30 | $0.53 | $0.69 | +30.2% | $166.02M | +45.1% |
| 2025-03-31 | $0.58 | $0.55 | -4.3% | $119.26M | +20.9% |
| 2024-12-31 | $0.48 | $0.60 | +24.4% | $124.89M | +21.1% |
| 2024-09-30 | $0.48 | $0.47 | -2.1% | $119.28M | +30.7% |
| 2024-06-30 | $0.41 | $0.45 | +9.8% | $114.41M | +35.3% |
| 2024-03-31 | $0.39 | $0.51 | +30.8% | $98.61M | +23.9% |
| 2023-12-31 | $0.38 | $0.46 | +21.1% | $103.13M | — |
| 2023-09-30 | $0.35 | $0.37 | +5.7% | $91.27M | — |
| 2023-06-30 | $0.33 | $0.38 | +15.2% | $84.54M | — |
| 2023-03-31 | $0.29 | $0.33 | +13.8% | $79.58M | — |
| 2022-12-31 | $0.29 | $0.27 | -6.9% | — | — |
Frequently asked questions
Has Velocity Financial Llc beaten earnings estimates?
Velocity Financial Llc has beaten Wall Street EPS estimates in 6 of its last 8 quarterly reports, with an average EPS surprise of +19.7% over the last 4 quarters.
How does VEL stock react to earnings?
VEL stock has moved an average of -0.7% in the trading day following earnings over its last 2 reports, with positive reactions in 50% of those quarters.
What is Velocity Financial Llc's revenue growth rate?
Velocity Financial Llc reported year-over-year revenue growth of +46.0% in its most recent quarter, with EPS growing +55.0% year-over-year.