WallStSmart
VBNK

VersaBank

NASDAQ: VBNK · FINANCIAL SERVICES · BANKS - REGIONAL

$18.44
+1.32% today

Updated 2026-05-06

Market cap
$581.91M
P/E ratio
25.48
P/S ratio
4.50x
EPS (TTM)
$0.71
Dividend yield
0.56%
52W range
$10 – $19
Volume
0.1M

WallStSmart proprietary scores

64
out of 100
Grade: C+
Hold
Investment rating
6.7
Growth
B
5.0
Quality
C+
6.5
Profitability
B
5.3
Valuation
C+
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →197 stocks currently score above 75

Price targets

Analyst target
$15.50
-15.94%
12-Month target
$13.86
-24.84%
Intrinsic (DCF)
Margin of safety
2 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 24.30% — above average
+ Free cash flow $55.47M — positive
+ Revenue growth 33.60% QoQ
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$132.54M$237.92M$111.63M$120.23M$129.24M
Net income$22.66M$42.16M$39.75M$28.46M$11.09M
EPS$0.71
Free cash flow$-33.23M$94.36M$254.13M$43.50M$55.47M
Profit margin17.09%17.72%35.61%23.67%24.30%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
VBNK$581.91M646.76.55.35.0Buy
BRK-A$1.02T596.76.55.08.5Buy
BRK-B$1.02T626.76.55.08.0Buy
JPM$824.35B738.08.05.75.5Strong Buy
V$623.83B728.710.05.05.5Strong Buy
MA$445.98B708.010.05.06.0Strong Buy

Smart narrative

VersaBank trades at $18.44. representing a P/E of 25.48x trailing earnings. Our Smart Value Score of 64/100 indicates the stock is good. TTM revenue stands at $129.24M. with profit margins at 24.30%.

Frequently asked questions

What is VersaBank's stock price?
VersaBank (VBNK) trades at $18.44.
Is VersaBank overvalued?
Smart Value Score 64/100 (Grade C+, Hold).
What is the price target of VersaBank (VBNK)?
The analyst target price is $15.50, representing -15.9% downside from the current price of $18.44.
What is VersaBank's revenue?
TTM revenue is $129.24M.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio4.50x
ROE5.90%
Beta1.04
50D MA$15.68
200D MA$13.62
Shares out0.03B
Float0.02B
Short ratio
Avg volume0.1M

Performance

1 week-1.36%
1 month+24.24%
3 months+15.22%
YTD+20.76%
1 year
3 years
5 years