VBNK
VersaBank
NASDAQ: VBNK · FINANCIAL SERVICES · BANKS - REGIONAL
$18.44
+1.32% today
Updated 2026-05-06
Market cap
$581.91M
P/E ratio
25.48
P/S ratio
4.50x
EPS (TTM)
$0.71
Dividend yield
0.56%
52W range
$10 – $19
Volume
0.1M
VersaBank (VBNK) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
3 of 8
Last 8 quarters
Avg EPS surprise
+6.2%
Last 4 quarters
Revenue YoY growth
+11.5%
Most recent quarter
EPS YoY growth
+47.4%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+2.9%
Last 2 reports
Positive reaction rate
50%
1 of 2 quarters
Largest single-day move
+13.3%
2025-12-10
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-03-03 | $0.28 | +12.0% | $16.93 | $15.65 | -7.6% |
| 2025-12-10 | $0.24 | +0.0% | $12.62 | $14.30 | +13.3% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-01-31 | $0.25 | $0.28 | +12.0% | $83.98M | +11.5% |
| 2025-10-31 | $0.24 | $0.24 | +0.0% | $79.93M | +5.7% |
| 2025-07-31 | $0.18 | $0.22 | +22.2% | $75.79M | +2.8% |
| 2025-04-30 | $0.21 | $0.19 | -9.5% | $73.08M | -0.6% |
| 2025-01-31 | $0.27 | $0.19 | -29.6% | $75.35M | +5.3% |
| 2024-10-31 | $0.29 | $0.14 | -51.7% | $75.62M | +9.6% |
| 2024-07-31 | $0.34 | $0.27 | -20.6% | $73.70M | +18.8% |
| 2024-04-30 | $0.34 | $0.33 | -2.9% | $73.50M | — |
| 2024-01-31 | $0.34 | $0.35 | +2.9% | $71.58M | — |
| 2023-10-31 | $0.31 | $0.35 | +12.9% | $69.02M | — |
| 2023-07-31 | $0.30 | $0.28 | -6.7% | $62.02M | — |
Frequently asked questions
Has VersaBank beaten earnings estimates?
VersaBank has beaten Wall Street EPS estimates in 3 of its last 8 quarterly reports, with an average EPS surprise of +6.2% over the last 4 quarters.
How does VBNK stock react to earnings?
VBNK stock has moved an average of +2.9% in the trading day following earnings over its last 2 reports, with positive reactions in 50% of those quarters.
What is VersaBank's revenue growth rate?
VersaBank reported year-over-year revenue growth of +11.5% in its most recent quarter, with EPS growing +47.4% year-over-year.